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Also considering canceling. I have CSR as well so not really sure what my plan is since I’d rather keep that. Points are more valuable to me plus the restaurant spend bonus is big for my spending patterns.
Don’t appreciate feeling like I need to clip coupons in order to get value from my $700/year credit card.
Reconsidering. That’s a lot of lounge usage I won’t need as much of to make up for it.
Plus I need to pay even more to go into the lounge with my wife which is absurd
This doesn’t start until 2023, FWIW
You have to look at whether you can use those perks they offer. Clear, Uber, flying credit, streaming, etc. if you can utilize those in full to cover the 700 then I think it’s in the money. If you don’t then yea you should cancel. I mean the above 4 it’s about $800 if you utilize it.
Nope def keeping it cuz I (try to) travel at least once a month. The credits still somewhat make up for the fee plus if you have a eligible corporate card, you get $150 back (prob more since they upped the fee). As always you can ask for retention offer.
Another option is to get Morgan Stanley Plat. You will get the $695 bonus no matter what as long as you maintain CashPlus Plat + any other MS account (ESPP/Access Direct, Access Investing, AAA etc.). There's a $45/mo ($55/mo Feb-) fee but waiveable if you maintain $20k + $5k DD/mo
I think I’m finally done too