Just opened a ROTH IRA via Fidelity. What are some suggested growth allocation(s) for $6k max? Stocks, MF, ETF? I’m 37F with no debt, maxed out employer 401k, separate brokerage account and Vanguard MF and some ARK ETFs

Sold all of my holdings yesterday. Don’t see this bull market holding for another week. What are other fishes doing?

What kind of structures do everyone have for origination? Our practice is expanding to plaintiffs personal injury and exploring different benefits programs for attorneys who bring their own cases. So far we’re thinking a points system towards bonuses, but unsure.

Looking to buy a house (200-300k) in Houston to rent out even though I live in ATL. Trying to get my foot in the grow city.

Thoughts on STOs? Personally find fractionalization of assets pretty interesting.

What is the *prime* amount of money to bring you happiness?

McKinsey fishes: I’m now in final round of interviews. Realized I don’t know anything about the benefits package. What are the key things you like about benefits, e.g. the free health plans?

My work doesn’t require us to be licensed in a particular state (i am licensed in my home country) - International Arbitration. What are the obvious benefits of getting licensed in New York?

ENBD is the crappiest bank in the UAE. Thank you

Anyone heard of Prescient Healthcare Group?

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?

healthcare promotion from EM to SM in your firm? trying to calibrate expectations....

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

I applied for a job at a well-known healthcare company a couple of months ago. I had a number of remote interviews and then they asked me to fly out for a final round of in-person interviews. Later that week they told me that they were going to be making an offer. Another week has gone by and still no offer. They said they are still working on it. Is this the new norm for recruiting? I have other offers and can't keep waiting for these foot draggers.

Fidelity or Vanguard for opening a Roth IRA? I’m new to investments, still learning, and I’m more of a buy & hold / hands-off type!

I do general transactional work but really want to get into healthcare. How can I make this happen?

Is it realistic to go solo in the healthcare law space? Or do boutique firms have a hold on the market?

Hi Fishes,
I've got offer from EPAM System and Fiserv. Which one to join in terms of management, appraisal/hikes, benefits and growth? Both are offering similar compensation.

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Won our social league game tonight! Wednesday night volleyball definitely gets me thru the week!

Hi guys,

Just curious about the work experience and job security and work life balance, year on year hike in Tata Elxsi.

Looking for first hand experience from people.

Thanks

Do all companies demand full payback of the joining bonus if one leaves before the stipulated time or is it pro-rated in some organizations as well?

I updated account twice in my portal . The number was same though. Is there a chance I might not get salary today. I’m a new joiner.

How much do mid-level sales people do in SaaS? (Base Salary and commission structure)

Hi,
I have got an offer from Accenture and the fixed amount is 16lac and the only deduction they said will happen is PF from this 16 lac and it seems I need to bifurcate the split ups for the basic HRA and other allowance during the onboarding time.
Could anyone have any suggestions if this is a normal process for Accenture where they ask us to fill up the split ups.
Also, help me calculate the in hand approx for this.

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

When is bonus paid. If someone resigns and serve notice period in Dec, will they be getting bonus?

Who here is willing to turn on networking for the next 2 hours?? People want to see their options in this bowl! You can then quietly go back into the shadows.

I recently asked everyone’s age filters on dating apps and there were some mentions of fear of baggage and that’s why you don’t date older than X. What baggage are you afraid of? Ex spouses? Kids from prior relationships? What is it?

Anyone ready for NYC gathering?

Hi! Female 30 in NYC here. I work in the corporate sector. I’m a first generation immigrant. I have a passion for Olympic weightlifting and I love trying new foods, going to the movies, and essentially am a homebody. Looking for someone with similar values.

How do I politely decline that I’m not okay to make out in the first date or when the guy calls me over to his place after we meet/eat/drink? I want to take things slowly & know the person before getting physical. Not everyone might like this but that’s what I am & this whole thing appears off-putting.

Hello Friends, I have 2 questions please help to clarify.

I am joining in CTS on September last week so when i will be considered for appraisal ?

And also for variable compensation I will get in this March right? For this we don't need to wait for a year I guess.

3 word story game. I'll start, then you add 3 words and do on. Let's make this interesting: Once, there was....

Anyone here lived in 555 apartments near L’Enfant plaza?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Have 20k, what’s a good small business to start with this fund? Serious question here

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Are investment properties good for retirement?

FIRE - What is your total net worth so far? What's your profile?

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.