Husband started a new job and I'm helping him set up his new 401k with Vanguard. Is this a good allocation (he's 44)?
50% VFIAX
6% VWIGX
40% VBTLX
4% VTABX
I'm trying to keep it fairly simple. The other option is to do the 2040 Target Retirement fund but I've always been wary of those.

Also, does it make sense to also hold ETFs that might overlap some of these retirement funds like VTI?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

What are the best general medium risk funds, stocks, investments etc to purchase for a rollover IRA..needs to be independent for PwC purposes..asking for a EY to PwC friend

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Hi Fishes ,
Is there any reimbursement for mobile in PwC India ? I am planning to get a new phone .
Please suggest

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Hello all, I am a healthcare professional, working in learning and development team, in a firm working for US healthcare Providers. I would like to get into Compliance roles. Is there any course/certifications that i can do, so i can work in healthcare compliance.
Your experience and advise will surely help me at this moment. 😊

How do I qualify for phone bill reimbursement at KPMG? Do I need to put my work email on my phone?

Feeling a large wash out on TSLA is coming. Up on the week on leaked Musk email relating to deliveries. That number came in today at a beat. Bought todays puts when stock at 1208. Looking for 1150. Profit taking is coming. Don’t follow as risk is high.

What are some good healthcare/pharmaceutical etfs that you would recommend?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Good morning!

Still trying to figure out this whole Fishbowl thing, so here goes my first post.

I would love to get into provider credentialing, but all employers I've looked at want at least 3 years of experience. So, I'm looking at Provider Network Coordinator roles, because I'm finding some of those roles don't need AS MUCH experience. I'm a RHIT, and have been working in healthcare for nearly 10 years.

Any input on employers is appreciated!

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I am thinking of making the jump from SLP to healthcare administration. Looking for insight on pay, job opportunities and job satisfaction. Thank you!!!

What’s the average salary range for a GAS?

Hi All, what is the process for id card as a new joiner in CTS

I’ve been pulling 16 hour days the past couple of weeks. I haven’t taken any personal time, I’m burnt and my gf hates me 4 it. Is this normal? What do you guys do when work literally never ends?

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

Salary credit timings? Icici bank

Has anyone heard of Blue Crow Films in Turkey? They seem to be an animation studio and are looking to do business, but I have some yellow flags already... Just wondering if they have approached anyone else.

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Anyone have advice for talking to teachers in your school that are upset with you?
My 4th grade class didn’t show up today because the teachers are upset that student behaviors that are an issue in music are carrying over to their classroom. I understand their frustration, but nothing was communicated with me. I even thought things were going better this week.

How many hours in one day puts you over the edge of not being able to be productive anymore?

I have worked in house for an insurer for 20 years plus. New to this group but excited to see dialogue and networking opportunities.

I’ve seen a very large range of income for general dentists. What is your income or expected/average income for dentists working 35hrs a week as contractor or associate in the city/ suburbs?

Rather specific question - best beef tartare in town?

Does anyone work at Rocket 55 in Minneapolis that could give me a referral for the web project manager position? I have over 5 years collective experience in Project management, digital marketing and design.

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

I work in a self contained classroom. A parent of one of my kids wants to come and volunteer after learning all my staff quit. Can I allow her to do this? Admin has no idea and I'm not sure with FERPA laws.. advice, suggestions? What can I have her do if she can come?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

My company matches 3%. Is that low or on par?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

HYSA anyone recommends?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

What stocks are on your watchlist? Please share what level you'd be looking to buy it!

Adding my watchlist in comments.