I’m on Vanguard, Betterment, RobinHood and another 401k plan. Do you have advice on how/if I should consolidate?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Difference between Variable Life vs Variable Universal Life?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Recently i have been offered a mid-senior leadership position at @6Sense and i have been trying to evaluate the offer against other offers. I have been trying to understand few things and any insights would be much appreciated

Culture & Work Life Balance at 6Sense
Other Benefits at 6Sense
Decision Making and Strategization
Revenue Stream Stability and Business Outlook for it's products in 2023-24

Firm needs to get something done in Town X (130 miles away). Coincidentally, I also need to be in Town X that same day for something else (personal stuff). Is it OK to volunteer to do the thing and ask for a reimbursement of my expenses (fuel etc.)?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

I am currently in school for Bachelors Healthcare management/Admin. I’ve been seeing a lot of people talk about how they got the same degree but haven’t been able to find a job or anything. I chose this degree because honestly I want to get paid in the future. I’m almost done so it’s entirely too late to switch. What jobs can I look into with this degree that would compensate me well once i graduate. I’ve been looking into healthcare consulting but if there’s any other suggestions i’m open!! thx

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

How does pwc’s wealth builder plan work ?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

I would like to chat with legal counsels of this group.

Any suggestions to find moments of silence/solitude during the work day? Can�t use meetings rooms and the place is like a wall st trading floor. Noise cancelling headphones?

I am planning to move to India from United States, I have around 7 year of experience and masters in CS from US university, current pkg is 113k$ per annum in Infosys as senior consultant, how much should I expect Salary Range in India currently in any company??

Hello everyone!

Currently looking to jump from Health Care to Pharma/Biotech. Does anyone work at Gilead and can serve as a reference? The current department I’m in, I do not fit the culture as it is a very archaic way of “managing” people. I have about a decade of a variety of work experience, majority in customer service/coordination/administration.

Would love any assistance if possible!

Met a great woman this weekend. We are going on a date at the end of the month. Both have crazy schedules end of this month and next . I can’t stop thinking about her :) happy pride 🏳️‍🌈 ❤️

Do you keep offering circulars/memoranda from a financial printer when you leave a firm? I have a few (some private, some public) and I’m not sure what to do with them.

MSFT or AWS? As Tech Pre Sales and why?

A recent post graduate looking to penetrate tech sales industry. I have 18 months experience of derivatives portfolio management and 16 months experience of customer service with a knack for marketing

I would love if one can guide to work on certifications or affiliate courses or suggest me companies to venture into for an entry level tech sales opportunity .
Location : Vancouver,BC or Remote opportunities in Canada.

Just wanted to shout out you guys and this app for helping to guide people whether that's salaries, tips, referrals, etc. Helped give me direction on my next step. Looking forward to starting in Saas after the new year. You guys rock

Also, if you have any books, podcasts, youtube, etc. I could learn from in the few weeks that would be great.

Recently interviewed at Adobe, it was great. Even the senior designer I was connected with escalated it a lot. But then suddenly after the last interview, I haven’t heard in a week from them even after multiple follow ups. Recruiter said she will reach out on Monday, but even Tuesday passed now. Should I wait a week or move on for other offers?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

I'm thinking about starting with a new company. I'm a commercial workers compensation underwriter with almost 3 years of experience. I currently make around 38k but I'm hearing that this is low for the market. Thinking about going to Travlers or Hartford. Anyone have experience there? What was your salary?

Hi what all we need to do before joining ? I have taken the print out of all the forms that we need to submit but do we need to mail them to someone or do we need to submit the hard copy of that.

How often do you see people going from solutions architect to product manager

How many teachers are using Nearpod?

Valuations or FDD? Trying to decide which team has the best exit opportunities/WLB/interesting work.

Anyone here working in the tech consulting practice in the NE unit easily able to get local clients in the city?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

How much cash do you hold on a savings account? If not a savings account then where do you hold your cash?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Any good ETFs to invest Roth into?

Who’s buying the dip today?!

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

How do you earn $500k and still feel average?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

For my marriot members. Which cc do yall have for marriot?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

After figuring out FI/RE I am less motivated.