Anyone here has their Deloitte Vanguard account linked to external accounts and use Vanguard to view their consolidated financial summary? Is that a good option OR should I use something external such as Empower?

What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

I have about 50k saved up and was wondering if I should invest in real estate. I’ve noticed that the housing market is dipping in my area - advice?

Fish friends. I live in Kansas but am starting a new remote job working with a company North Carolina. Are there any tax experts out there who know how to not get screwed by how I manage my taxes with this new job?

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Any Deloitte people trade on robin hood?

How do y’ll save money on taxes? Other than obvious routes like 401k.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

I don't know how some people do things that to me seem so risky. Maybe I'm just way too conservative.

A friend and spouse recently purchased a home twice the price of ours and took additional amount of loan on top "for paying off other debt." They make less than half what we make and owe three times as much in other stuff (car loans, cc, irs, etc). I'd be so stressed and likely wouldn't have taken such a loan (5.8%) for an even smaller home than ours. Just thinking about it stresses me out tbh.

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Good neighborhood for buying rental investment properties in Dallas? Have budget of around $400k.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

How long does it take to get ofc Laptop after DOJ?

Ally bank dropping rates again. CD a good choice?

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

AMZN buy more or hold?

What percentage of your gross salary is saved including 401K or equivalent?

Hey Everyone!

I need a Job change .
Need your referance having 5+ exp as an Hr Manager .

Can you help.
Or May I Dm you my resume.

Jr. Cw Salary in LA?

Hi folks,

I'm looking for all girls accommodations in central Bangalore ( 5-7kms) from Vasanth Nagar.
My preferences would be
-Furnished 1BHK / 1RK/ single room in shared accomodation with attached bath.
-Secure, well connected, elite neighborhood.

About me: workoholic non drinker who loves to travel.

Any leads will be appreciated.

What is the last date to get H1-B approval decision ?

Any freshers hired by harman in 2022?
If so what is the ctc they have offered you?

Any sponsorship available in UK for Test Architect

I love how "staff training" is the solution to every quality issue that arises. Doesn't seem to work very well

Does UBS provide laptop?
I am hearing from HR that laptops are not issued. If that is the case how does WFH happen and how does flexibility work?
Any inputs would be really helpful
Joining next week.

Phr vs waiting for sphr?
Taking the credential and want to prep.

Posting on my wife’s behalf - We recently moved to the US and she is currently looking for a good role in HR consulting. She has previously worked with KPMG, McKinsey, Korn Ferry and WTW in Talent and Org. consulting practices in India for about 12 years. She also recently cleared her SPHR certification. It will be a great help if anyone can refer or aware of any job openings in NYC area. Thanks!

I’m currently working in due diligence and have a long term goal of moving into corporate HR. What skill sets would be most useful and what books/ thoughts leadership should I read to develop into a HR leader?

Hello fishes, are there any companies in India that don’t require degrees to join? One of my friends is a college dropout (dropped almost 10 years ago). Is there any way he can join without a degree? Please name companies if you know any. Thanks.

How much time do u need to prepare for ccsk?

I don’t understand how people keep posting about the bench and being unassigned. I’m in advisory(not audit) and my entire LoS is trending 90%+ utilization

Man if this admin keeps nitpicking me on things that have been done for years it’s time for me to go. I just can’t deal with that kind of stress everyday.

Currently an EM at McKinsey, joined as a lateral hire after 6yrs in consulting (strategy boutique) and a short stint at a lesser known PE firm. What prospects would I have pivoting back to PE?

Google stock to buy now or after the split?

Thoughts on personal loans to consolidate Debt?

Have about 5k to invest - should I do FXAIX or FSKAX?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Any good wedding ring sources aside from Blue Nile?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Anyone ever use a credit repair service and have success?

Best high yield savings products?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.