Anyone on here have the AMEX PLATINUM? I know it’s worth the yearly fee if you use all the benefits but any other pros or cons that you don’t see upfront about the card that’s not advertised?

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The only thing maybe keeping me with Plat - I haven't decided if I'll renew - is the Fine Hotels & Resorts benefit. I've really milked that on a couple of vacations.

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The cons are simple - annual fee and that Amex is not taken everywhere.

The pros are the benefits, good customer experience

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My wife is a solo attorney and has a Amex Platinum for her business. She loves it. Gets a lot of business spending discounts/rebates. The points add up to some really nice rewards too. We just planned a trip and got a ⭐️⭐️⭐️⭐️ hotel for free. We also get higher tier status with Marriott hotels. And the Amex lounge access at airports while traveling make it such a great return on the annual fee. As long as you actually redeem the points and use the benefits, the annual fee is paid for its self several times over each year. I think the Amex rewards are best maximized if you’re one to travel. Hotels and airport rewards are the best part of Amex. Maybe if you’re not one to travel, some other card may be better.

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What’s better? Amex platinum or chase sapphire reserve?

PM: interesting. I've used my Amex comfortably in east asia and Europe. I gave an AU card to my sibling back home and they use it regularly without any issues, too. That said, I always have a visa as a backup!

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