Can someone (e.g. electrician) send you to collections if they initially quote for $x and after the work ask for $x + $y without any given notice and you disgree to pay the additional $y amount?
Basically, I am disagreeing to pay the additional $y amount since I was not given any written or verbal notice. I am ready to the initial $x amount.

Not sure if they can send the unpaid amount to collections and put a lien on my property.

Moving to New York as a new Associate. What neighborhoods should I look at/how much should I expect to spend in rent?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Thoughts on the new Chase Freedom Flex?

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

As we are not frequenting to office and clientsites, anyone plan to return their leased car to save money?

$DPZ 370c 3/27

Question for anyone whose left the firm: I've been here for 9 years so my pension is fully vested. What happens to it if I leave?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

How t save tax for 9 lpa salary. Can anybody help me out.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Bucks County, PA. Depending on size of book can purchase immediately or being a longer term succession plan.

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

Was there ever a resume that you have come across that made you want to hire the person before you even met them? What made it so unique?

Looking to exit from 195k base to a sales role base 140 + 40 in guaranteed bonus year 1 to make up for the lengthy sales cycle. I know in the long run total comp through equity and sales commission bonus can be much higher but having a hard time making the jump… mostly my ego to drop drastically in TCO the first year after spending all these years trying to increase base. Still interviewing - unicorn saas account exec. What would you do?

People with tiny kids (baby/toddler), how are you coping/entertaining your little buggers? Ours is turning 1 very soon and we have a push trike in the mail, but thinking of inside activities too.

Looking for nonfiction book recommendations relating to international history/diplomacy/American foreign policy!

Is there any issue, if the designation at the time of offer is different than that of relieving? Asking because, I am leaving IBM GBS, have told my designation as Senior software engineer ( offer letter had it) to the other company, but got to know that designation IBM will be writing on relieving letter will be application developer.

Anyone else disgusted with the blatant dog whistle of Oz (a child of immigrants) “not being from around here”?

What do you do if you just started at an agency, like a week ago, and then get an offer from your dream agency

Feeling very frustrated right now…company talks a big game about DEI internally, while requiring new hires to move to Texas/Arizona, while the company’s PAC donates to politicians pushing extremist, regressive, anti-woman and anti-LGBT laws

They want to encourage us to “bring our whole self to work” while putting us in situations where we can’t be our whole self.

Anyone else in a similar place, feeling discouraged? Any tips?

Google onsite to HC rate? Is it around 50%? Do you need to get 3 leaning hires to make it to HC?

Hi EY folks, I have an interview with EY for a manager position in tech strategy FSO. Is there any advice, buzz words, good things to say that may help? I’m in tech strategy (manager) at Accenture but don’t have much exposure to financial service industry. Any replies are greatly appreciated

I've gotten feedback that I'm too honest in my interviews, is that really a con for future employers? 🫤 How do I refrain from doing that anymore?

I am joining SAP India in August. Can I request WFH for close to a month and in November owing to personal reasons?

Anyone have any advice/best practices on the best way to collect feedback in a workshop?

Happy Friday Everyone! How is school culture at your school this time of year?

I am about to head to a staff happy hour and I hate how sometimes it turns into a gripe fest.

I’m currently a PM in a startup in Greater NYC area looking for other opportunities. Any insights or advice on what salary/compensation expectations I should have with 2,5 YOE in this area? Any guidance would help. Thank you!

Anybody here (or your spouse) on an L2 EAD and not received the renewal before your current one expires? What did you / your employer do?

Is Infosys still looks for percentage in X, XII and Graduation for experienced? What percentage they look for?

Does anyone actually like fund accounting? What are the upsides? Any thoughts on what the bonus payout would be at a NYC fund with 2bill AUM. 3 years of work experience.

Between Cognizant/Xoriant/TSYS/Odessa which one is better? I have joining next month. Odessa offering highest then TSYS. Confused between these two..

In your opinion which is the best target fund to choose in IRA Roth?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

What does 401k mean?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Paid off my account debt!

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Any good wedding ring sources aside from Blue Nile?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Thoughts on personal loans to consolidate Debt?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.