Can someone please tell me as detailed as possible- how to do a trial of investing?

I have never done investing. Willing to spend about $3000 within the next 3-6 months to familiarize all options and do a bit of trial and error. I have a bank account, and nothing else. Thanks in advance!

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

1000$ rsu is equivalent to how much Indian Rs ?

#1) 1000*(USD value) or
#2) 1000 * Qualys stocks ( 130 USD)

Could you please clarify rsu calculation ?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Saving for a home. Should I save my money in a CD or savings account?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

Which consulting firm has the best 401k match?

Boy at 23 earning 45k a month.

Will the society accept me.
Will I be able to earn 150k-200 a month.

Just having a second thoughts so writing it down

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Do we have to update the tracking and trading with details of like mutual fund, life insurance

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

Anybody know if and how much I can contribute to my Roth IRA to reduce my 2020 tax liability? I’m trying to pay less taxes but Jesus this pandemic has been great for my law firm and salary.

Crypto investors - what is the future outlook for you?

How much do you keep as an emergency fund? How big is your household?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Hi Fishes,
Can anyone help me with the tax implications on the bonus received . I got 2.5L bonus in this payroll and 56k tax was deducted at source. Now I’m on notice so I have to resign and return the gross amount that is 2.5L .. what happens to the tax I paid 56k ? Is that my loss ?

Any thoughts on salary/pacakage for a Solutions Architect position in London vs Amsterdam? As the cost of living in Amsterdam is around 10-12% cheaper, would it have an impact on salary?

Europe!
What is reasonable salary growth coefficient when going from FTE to consultant?
My current reasoning is 2x as
* We get 100% parental leave for 6 months in current company
* Risk mitigation

I have never been a consultant before, what other factors should one consider?

Looking for some inspiration for a project. Ads/brands from any era that have made an impact on you - whether that’s being inclusive and diverse, or making you think wtf. Could be from when you’re growing up or ones you’ve seen recently. Thoughts?

do you actually believe Canadian politicians are in the game for the betterment of the country/province/municipality etc (wont even say the people lol) or mostly just for themselves

What’s something you learned about engineering only after you got your first job in the industry?

Hi, I am travelling to Poland on work visa in January 2023. Also I am getting married in December 2022. I am thinking of getting my spouse name added in my passport. Will my work visa will still remain valid in my old passport? Or there will be issues at immigration?

If anyone needs a cfa tutor Dm me I tutor all levels.

What is the package that accenture is giving for 5 yoe experienced full stack dev(bangalore)
I asked for 17 and they say that it is ‘VERY’ high as per accenture pay.

My agency is making salary cut backs cause of covid-19. Whole agency at 80%. Because I'm on a junior salary in Manchester that means 80% is less than minimum wage. Do I have any rights?

I have seen that Some people are seriously demeaning Publicis Sapient looks like they have a personal grudge. I would suggest to connect with your HR and manager in PS or look for right people on LinkedIn.

ZS fish - I saw a really interesting job posting that I would love to learn more about (below) - anyone open to connecting?

Any firms pay for health insurance in full?

I have 150k miles available in United, would you suggest to use it for next flight to Asia (15hr) or keep it and exchange for something else??

I had a depressive relapse this weekend that resulted in someone I love getting physically hurt. Idk what to do other than go back to therapy but I can’t even get through the first hour of work today

Has anyone heard of CNSI, apparently they are affiliated with TCS?

Best places to go in Nashville on a Thursday night?

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

In your opinion which is the best target fund to choose in IRA Roth?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Anyone have a recommended tax person in Chicago?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Any good wedding ring sources aside from Blue Nile?

Google stock to buy now or after the split?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol