Can you realistically afford an 800k+ mortgage on a mid six figure salary if you don't have any other debt? Knowing I would be paying this off for life and also making a worthy investment in my family. Anyone else in the same boat?

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

Anyone else heard the news of KPMG staffing 1,500 employees to work 6 pm to 6 am reviewing documentation for cares act SBA bailout loans? My thoughts are 1- admirable cause 2- I would hate to (cont’d)

Has anyone gone to an estate sale in the city?

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

How do you get a credit report for a deceased person, without being the executor?

Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Best practices for funding a home into RLT if there is an existing mortgage? What type of deed? Title insurance considerations? Thanks

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Any good ETFs to invest Roth into?

Thoughts on the new Chase Freedom Flex?

Incoming BA - any advice/links on the math for the best credit card for personal use?

If I max out my 401k before the end of the year, I am still eligible for employer matching?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Have any of you considered FIRE? I'm sure some of the partners are young and rich enough to retire. So why not say screw working until 60 and to hell with the pension? Travel the world and live life while I can?

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Hi fishers,

I'm a Programmer Analyst with over 2.8 years of experience in SAS and SQL.
My preferred location is Chennai/Bangalore.
Currently I'm looking for a job switch and it's kind of urgent.
Can someone please refer me if your company has any opening for SAS and SQL.

Thanks in advance..

Hi fishes,

TCS Hr said to expect offer letter by Feb 7 if business approval goes through.
Or she would have to come back and negotiate.
I didn't get offer till now.
How can I check my status?
It shows evaluation in progress in ibegin portal.

I didn’t make dalgona coffee when it was a trend earlier in quarantine and I’m not sure if I missed out on anything...

Does KPMG offer Tech Consulting Internships?

HELP! 30+ years of teaching Sped and I’m at a loss. 6th grade student in Middle School with Doose syndrome. Prior to MS, the elementary said he never caused problems. Since the 1st day, he is disruptive in class, refuses to work, and is disrespectful. He has a one-on-one para but she is in tears most days because of his behavior. Parents agreed with a behavior plan - he thinks it’s a game. Parents say he is not allowed to be this way at home.

Pregnant with our first and my husband was wondering - any resource recs for soon to be first rind dads? Either talking about pregnancy, baby, or both?

How to stop feeling insecure that boyfriend will meet someone else when he goes out/goes to music festivals? He has never given me a reason to doubt him but I can’t shake this feeling of insecurity every time this happens

Any recommendations on how to prep for the CAD certification?

With the spread between spot crude oil and futures being so wide rn, I was wondering if there's a lot of arbitrage going on? How much does transportation and storage cost? Why does the spread persist?

Doing an India trip next year. Thoughts on spending 2/3 days in Jaipur? Too much? Any tips? TIA

Hey! What’re some of your favorite things to do for fun in Austin? Ive been here for three years and like it a lot, but its starting to feel repetitive. Any suggestions would be appreciated lol

Have 11 years of exp and having an offer of 28 lpa have discussion with Gapgemini hr , how much should I ask for and negotiate?

Pros n cons of brillio... Honest answer please

Hi All- I’m looking for a super simple time tracking platform to integrate with Asana for a team of 5. All we need it for is to see how much time is going into different projects that our department is managing. That’s it. No billing/invoicing/don’t care about time sheets, etc. We just need the ability to track and pull a report at the end of each month. Anyone have recommendations?

Hi Fishes,
I have 7yoe. 4 years as consultant and 3 years as SAP TESTER. Now i have a SAP testing opportunity at Mexico on the other hand i am preparing to switch as consultant again. Which is better for long term in terms of money and career? SAP TESTING at mexico or SAP consultant for long run. Thank you all in advance.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Is buying fancy condos with high HOA(>$1k) worth it?

I'd like to buy, but the market is absolutely atrocious currently

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Any recommendations for buying agents in Massachusetts?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Thinking about using my VA loan in a few years. Any advice?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more