Does anyone here use Fisher Investments?

Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

I recently paid off my loans and have some savings, debating if I should get a house/condo here or in India! Super conflicted. Would really appreciate any help

[Help]

I started trading during Covid crash. Started with equities and eventually moved to options. Earlier lost a month's salary and then lot more trying to recover it. Currently have lost my yearly salary worth and it's affecting all aspects of my life (job, marriage, health). I have tried to convince myself to consider it a loss but always get back trying to recover it.

Any advice how to deal with it. Thanks.

Am i able to sell commercial insurance while working in IT? I’m in industry no longer consulting but want to get my property and casualty license. Thoughts?

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

Any A&M folks here? Wondering how benefits / 401k compare to Big 4

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Why so red? Any stocks good to buy now?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Investing from last 1 year.. eSOPs worth 1.2 L and SIPs worth 74k.
6k every month in SIP.
IPO: 3, 2 LIC and 1 Wilmar

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

How to transfer PF fund from hcl to epfo if i was a non pension member???

What is the *prime* amount of money to bring you happiness?

Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

Do you count internships towards your years of experience? I did 20 months all together interning but not sure if that moves my needle from mid to senior when job hunting.

Can anyone recommend websites / books to improve pharma CW skills? I’m looking for something like “Hey Whipple” that are pharma-directed (if it exists). Thanks!

If anyone needs referral for Novo Nordisk hit me up

Hello everyone. I have 9 years of experience in iOS development. I have worked in swift, react native, reactjs, blockchain. Was working a product lead. Got laid off last week. Looking for an opportunity.
Thanks in advance!

Anyone selling magoosh access? Both math and verbal

Thoughts on Ashwagandha to feel better? more energy, less stress, etc. Has anyone here taken it and recommend?

BCG🐠 how long is the cool off period for a fresh application if I didn't get to the interview stage?

Had an interview today for etl expert role in Capgemini.Have Cleared 1st round and the next round is techno-managerial round. Anyone can share experience of that round?

Does the timeline for EE vary by country from which you apply? I'm Unsure if I should start the process from the US or India as I go back and forth between the two for work

My work gives us points/money for achieving certain activities such as exercising for 180 mins per week. I have my Apple Watch automatically sync with the app that tracks our activities and it works great. Problem is I started using NRC (Nike run Club) app for runs and it interferes with the Workout app on my Apple Watch and it doesn’t get tracked. Has anyone found a way for the NRC and Workout app to run simultaneously (pun intended)?

I just graduated from a nontarget in Dec 2020 & am currently interning at PwC before I go back to do my Masters. My initial plan was to accept my full time offer and slowly work my way into IB.

I see postings right now for FT IB analyst programs. Should I even try applying online?

Ik recruiters don’t really read cover letters, but I learned about banking rlly late into college. i’m the daughter of blue collar workers who don’t speak English so I never really knew what jobs were “prestigious”

Hello Fishes,

I have 2.2 YOE in Java development ( Spring boot, Rest API, MySql)

Can I get few referrals?

Thanks in advance

Did anyone attend the Salesforce world tour in London today?

@microsoft my spouse is starting a new job at Microsoft and want to buy him swag. How can I find some or buy something new off someone? The Microsoft merchandise store has a steep shipping price

Any Hazmat drivers here? Just curious on the going salary for CDL A hazmat driver. Home just about every day. Off weekends. Any info would be appreciated.

Hi all. I am looking to crack into the pe value creation space. Any tips or recommendations? Mckinsey senior EM and LBS grad with some early tenor investment banking experience; currently based in the middle east working for a public sector infrastructure player.

I made a mistake. I talked with the ex this morning. He said he misses me. And that while he walk talking to the other woman, he wished he was talking to me instead. And when he saw that I didn’t respond to his texts, he drank a shit ton. And then called this morning.

He’s not willing to commit to the other women because he’s not over me.

I need to block him.

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Any good wedding ring sources aside from Blue Nile?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Have about 5k to invest - should I do FXAIX or FSKAX?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Paid off my account debt!

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Anyone ever use a credit repair service and have success?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.