Does anyone know if I transfer money to someone outside USA..I need to inform IRS if its above a limit?

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Is the international real estate market as booming as the US?

How would you sell ETFs in retirement since there is no average cost option for etfs?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Best side jobs for extra money? Really need to supplement my income..

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

What are the best ways of tax exemption

For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Just found out my 52 year old mother literally has zero retirement funds. I am starting to feel extremely stressed out...

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

Best resoures for realtors just starting out in their career?

37 / 13 years / 215K / PDX

Ally bank dropping rates again. CD a good choice?

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Best way to transfer money from US bank account to Canadian bank account? Transferring offices to Canada and want to learn what is the best / most cost effective way to do this. Thanks!

Hi Fishes,
I hold 8 years experience in Wealth management, financial advisory in Banking. My current salary is fixed 9 lpa and variable 10 lap. Currently I am negotiating salary with one of the Big 4 firms. Can anyone tell me how much hike should I quote as fixed and variable ??

Best consulting firms with best WLB? Do they exist? Young professional starting to think about where I'd like to work hard to end up in the next 5-10 years.

Just found out my boyfriend of 3 months (talking stage was about 6 months before making it official) slept with his ex a couple times while we were talking. After we agreed to be exclusive. Without protection. I’m so crushed 😞

Looking for a roommate in Miami to sign a lease with starting in January or February. Looking to sign a lease for a 2 bedroom/2 bathroom in a luxury building in Brickell, Downtown, Edgewater, or somewhere similar. I am clean, quiet, and respectful. I am a strategy and finance professional in my mid 20s (ex-McKinsey) who will be in the office 5 days a week. 

Hi everyone! Local young woman here looking at a position at WellMed, pivoting from a career in tech project management. Is anyone here able to provide a referral or tips on the process? Thanks in advance!

Anyone have an idea what the hourly rate / salary for a new grad interested in EM in Colorado (Denver area) will be like?

How is yearly hike and bonus in Aruba Networks HPE for intermediate level ?

Is there a source/template for developing a case study in response to a scenario? A partner wants to create a deck using data from our last engagement to discuss during the learning week.

Anyone know if deloitte allows part time CPT? My full time CPT ends in May and been emailing immigration but no response.

Does amex provides Night Shift allowance for folks working in Night Shift??
Amex Gurgaon

Hi Friends,
Just wondering in the Netherlands how is LoonZorg for expat insurance? The deal seems too good to be true as the premiums are a fair bit lower compared to other providers.

Thanks!

Hi Fishes,

I got an offer for 14LPA (yoe 3.9)in Bosch. And the level is 51.

Can someone tell me if the level 51 is okay for 4yoe , or should I ask for level 52?

Hi All, I have an offer of Agile Program Manager from Sapient Global.
- Is this role equivalent to Project manager.
- I am hired for pool do they have sufficient projects for bench pool.
- Working hours
- Is job security a concern for this role
- What are chances of firing someone in probation
Kindly respond urgently

On the topic of intimacy with partners… I’ve been with my boyfriend for 2 years and the past year his libido has dropped to zero. Mostly due to work stress (he says). Whenever I try to initiate, he always shuts me down and says he’s not in the mood. I even touch him and he gets hard but stops me as soon as I try to unzip him. We went from once a week to maybe once a quarter.

I’ve talked to him about it and he says I should take care of myself. So frustrated. 😭😭

Friends - it’s world mental health day today! Seek help if you need. We live high stress lives! And all firms have programs to help with well being. Don’t blame yourself or undermine the importance!

Having hard time finding right dress shoes that are wide enough to not pinch my pinky toe. Any recommendations? I am looking for cap toe or whole cut Oxford.

Anyone ever heard of Impetus Consulting Group? A recruiter reached. Said they’re a Anaplan Gold partner look for people with Anaplan experience and they’re big on WLB.

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

Best consulting firms without the massive ego?

Does anybody have good electric standing desk recommendations? Ideally in the $200-300 range.

If you have left your firm, does your medical benefits stop immediately or do you get the current month since you've paid in for the month.

If your role is being closed/being laid off (not due to performance issues) just firm downsizing, do you tell the companies you are interviewing? How to phrase it?

Hi, I am a PhD student and I have recently started preparing for consulting. I have gone through basics of framework and have watched few YouTube videos. I am at the point where I am seeing diminishing returns by studying more books. Anyone willing to help or are there people in the same boat? Would love to connect with potential study/case buddies! TIA!

Ex-Deloitter here. My goal is to finish working across ALL of the Big 4, and then post-MBA at ALL of the MBB. Will I be considered a flight risk or will I garner the Thanos level respect I deserve?

Hey 🐟 fam. I’m starting a new gig next week that’s 90% WFH. I’d love some recommendations on a second monitor. Nothing crazy pricy, but something that’ll work well with my MacBook Pro. Thanks y’all.

Anyone have any deck writing tips or sites to ramp up an analysts skills?

Best consulting firms with best WLB? Do they exist? Young professional starting to think about where I'd like to work hard to end up in the next 5-10 years.

Thoughts on transaction advisory or MC in the advisory arm of the national accounting firms. Thinking Grant Thornton, BDO, others in that category. Can a director make MD quicker. How’s the talent

How do you choose location when buying a home when a consulting future is uncertain? Proximity to airport/ office? Ignore it and suck up the commute?

Best place to live,
Austin or Denver for a family ?

Describe the best partnership you have had at work? Did it happen by chance or choice? What made the person the best partner? What did you achieve? Is it recent or years ago?

Any idea why EY is not on the list of Vault 50 top consulting firms but it is on the prestigious list?