Frustrated Salaried Person

Yesterday, I have completed my ITR and even after paying all taxes on time through TDS, govt. put 15K as late fee and interest as a fine on me. That Extra tax is coming mainly because of Bank Interest and Dividend Income.
The govt. is literally sucking the every drop of blood out of us! 😓
Any way to save/minimize that interest?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Stocks only go up.
Apple calls, Microsoft calls and alibaba calls are peaking my interest now....

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Is money the biggest motivator?

Which style home do you prefer and why?

Which credit card do you think is the best for ME consultants?

📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

Any good ETFs to invest Roth into?

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Is it mandatory to declare income tax in CGI.Otherwise they will cut extra tax?

Confirming that the cheapest and fastest way to buy Electra is to transfer LTC to Coinhouse and then convert LTC to BTC

Hey, I can refer for Amazon if needed.

You can DM me. Thanks

Is AAS a good area to gain transferable skills and learn a lot? Comparing to audit.

Why are we as a group not so active in helping each other ? I understand there are many members who joined with aspirations to learn DS. But existing members from DS are not active. Sad sorry

Is ValueLabs a good company to join as per WLB and carrier growth, job security?

I got call from tech Mahindra for selection on Friday But still waiting for any mail confirmation.

(1)How much time it will take to get confirmed selection mail and further process upto joining?
(2) They will call for salary negotiation or not?
(3) Upto what range they negotiate?
(4) What will be the salary negotiation range for 6 years experience person having 9lpa is the current package?

Hi fishies

Please help me get 11 likes to enables Dm.

Thanks

Hi fellow teacher assistants, instructional assistants, teachers aide, paraprofessionals. I am a full time k assistant in an elementary school. I'm wondering how other schools share lunch duty.

Who are considered the top consulting firms for Executive Coaching? Thanks!

Hi Folks,

I have 1.3 years of experience as an Automation test engineer. I'm planning to switch. So what skills set should I acquire ??? And what testing tools and languages should I prepare for??

Hello, any referrals for test lead in CGI? I also have Canada PR

Any possibility of postponing the LWD by the manager here in CGI, even we have not taken any leaves?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

What is campus recruiter salary for SA and Manager in T1 city?

Any book recommendations on change management?

Hi folks
Anyone here from the Cybersecurity practice in the Digital Nexus team at KGS?

I am about to receive an offer and wanted to talk.

Looking for refrel for Delivery Manager post.

Does anyone have insight into how the Hot Skills bonus will play out in Business Services?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

How t save tax for 9 lpa salary. Can anybody help me out.