Has anyone used personal capital’s financial advisor to help manage your money. Just spoke to one and they’ll manage my 401k and fidelity. 6 months free, then 0.89%

How much wifi & Router Reimbursement In Dxc ?

Hello all, I am a healthcare professional, working in learning and development team, in a firm working for US healthcare Providers. I would like to get into Compliance roles. Is there any course/certifications that i can do, so i can work in healthcare compliance.
Your experience and advise will surely help me at this moment. 😊

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

Any loan facility available in BOA

Use savings to (partially) pay for business school or invest and fully cover via loans?

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

These paychecks aren't cutting it. Side hustle ideas?

I have been working in healthcare clinics and health techs for a few years now. I’m an independent consultant. Bust, a friend of mine referred me to a big bank job. The role is of data governance manager. What should I know for the interview, or how can I prepare for it? Any thoughts? They told me I don’t need financial background. Data is data, but they wanted to know metadata management and how do I build frameworks/implement enterprise systems.

Hi fishes,
I just got an offer from a startup in India putting my total comp to 40LPA(incl. vested stocks work 8kUSD and I also have an offer from a big 4 in the London for 65250GBP + benefits.

Any thoughts on comparing the two options?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Okay, who here was smart enough to put in $80 limit buys?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Is Microsoft hiring for candidates with a healthcare background?

Hi everyone, I am looking to join a team ! I have 4 years of recruiting experience within the healthcare and staffing industry. I would love a remote position or on-site positions within the DMV area. Please let me know if you know of or have any opportunities available. Thank you !

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Hi Fishes!! I have got an offer from Infosys for Gurgaon Location. Mostly everyone knows Infosys is not present in NCR location. Although, my offer letter mentions I will be working remotely and no need to come to office. Is there anyone else who is in the same situation, i.e from Gurgaon Location.

AWS vs Cloudflare BDR roles

AWS lowballed but I negotiated to match Cloudflare. Cloudflare offers more equity but AWS has a higher base.

I love Cloudflare. The people are great but it’s an engineering culture and the sales team isn’t as well shaped up and I can’t go for a promotion until at least 18 months of tenure. I am an investor in the company and think of them super highly. I’ve already got half a years SDR experience and AWS promotes quicker.

AWS has prestige but is it worth it?

New to the city and looking for people to hang out with!
23F, if that matters!

Did anyone hate wedding planning? I’m constantly considering cancelling the wedding cuz I honestly can’t believe how much drama it’s causing with all family members.......

Hey Guys, Hope you all are doing great. Can someone let me know about the work culture, is Saturday working, are there any shifts and benefits of HSBC Electronic data processing india, ecospace, Bangalore?

Any suggestions for a doable road trip for 3/4 days from LA in late Jan / early Feb?

Other than a client project, what's a good way to get trained up on cloud security?

Risk assurance senior and planning to leave for industry to do security compliance soon. Would want to come back to big 4 to do security consulting, how should I plan out my career route? Just a lost young soul who graduated from college 2 years back...

Am flying business class but a travel companion is flying in economy class. Is it possible for them to check-in at the business class counter with me so we don't have to wait in the longer queue?

Hi Fishers,
anyone who can refer me to Altimetrik.
I'm serving notice period looking for job switch.

Thank

What's your favorite restaurant in Houston, hands down? I'm trying to test out all of the best spots before I move! Please drop your favorite

Hi
I'm completing my MBA in a few weeks. I'm CSM certified. I'm seeking advice on my best course of action. I have experience as an Account Manager for 7+ years but I'm seeking a position as a Jnr. Scrum Master

What are some of the more common exit jobs that audit managers take?

Wharton scholarship negotiation - who should I reach out to?

My boss won’t stop sexually harassing me. Verbally, email, texts - 400+. He even set up his office with a display of sex toys and edibles condiments to show me that he planned to give me oral sex. All started 3 weeks into the job. I moved my family cross country for this job and just bought a house. He promises me none of his requests or my responses will affect my job and is just begging now to be friends with me. Tell me what would you do if you were me.

Just got let go and my manager said part of it was because I was looking for other jobs. I didn't look for other jobs at work, so I'm not sure how they could have known that unless a coworker snitched on me. Is it worth it to try and find out who or should I just leave it? Can't deny that I'm seriously pissed off about it.

Hi everyone- Trying to get a RT-PCR scheduled in Delhi for traveling back to US. Any suggestions on where to the get test done in Delhi to get report within 24 hours?

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

I need to do some CEUs stat! Have you taken any that were actually interesting?

Leave it to a 2% dip in a day to send people panicking lol

Thoughts on XT?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

What stocks are on your watchlist? Please share what level you'd be looking to buy it!

Adding my watchlist in comments.

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Anyone else long on AMT?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

My company matches 3%. Is that low or on par?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

After house and car purchase, my monthly cashflow is now only +$500 where it used to be $1,500. I have around $30,000 in savings, but can only save $500 a month (besides the 10% contribution into 401K). Is this a bad sign of my financial health? Im 30 and just purchased my first home and put down around $100,000 (20% downpayment). Salary + bonus is around $110k. Thank you!!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Any thoughts of investing in gold or gold related instruments?