Has anyone used Plastiq to pay rent or mortgage? Assume you pay off every month.

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Would you move to a more expensive 1 bedroom apt in the city (upper west side), or stay in your 1 bedroom apt in the burbs of NJ, with lower rent and just invest in buying a luxury car instead?

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Anyone else regretting buying ARKK in 2021? 🤡

My financial advisor mentioned Nationwide Variable Universal Life Insurance Accumulator would be a good financial instrument as we are now in a higher tax bracket. This type of life insurance seems complicated and has some fees attached that stresses me out (although the return sounds better than other life insurance). Anyone have this plan or thoughts on VUL?!? Need advice.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Just crafted a wonderful email to the client detailing information on how much tax they aren't gonna pay, all I get is "thanks".

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Hello! what are the best books to read for stock trading beginners? And which book would you recommend to start with?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Any tips on taxes for defi? And yes I have to…I transferred from a KYC to my Fantom wallet and have soo many transactions

Anyone have any updates on meeting? Thanks :)

People on bench , how are you spending your day/time? Please share some stuff so that it can help/motivate others like me.

How enforceable is a non-compete moving from industry health IT company to big 4?

What work/life event (if any) made you arrive to the conclusion “this is just a job”? How old were you? At what point in your career / How many years of tenure?
How did your attitude towards work and work-life balance change?
Have you ever revisited or regretted your conclusion? Why/why not?

Hello Fishes,

Due to some family emergencies, I had to left job. Now I'm desperately looking for a job.

I have 3.6yrs of experience with Infosys Ltd and TCTS Ltd in AWS Cloud technology.

Role:- CloudOps Engineer
Skills :- IAM, EC2, S3, VPC, RDS, CLOUDWATCH.

Looking for immediate joining.
Please find let me know ASAP as I really need it.


Thank you

How much @continental can offer for 9 yrs experience?

Has anyone used RocketBlocks for improving their chart interpretation skills? If so, do you recommend it?

What do I say and resign to get released early? Cant wait for 3 months notice period to get over.

Hi Fishes,
I'm planning to switch and looking out for SDE based positions. I tried reaching out to Recuriters on LinkedIn, but that didn't work. So I was wondering if it's possible to get a referral here for such positions. Please let me know if you can help out. Thank you.

I feel very unsettled with my job, career, and this economy.....but then I watch Jihoon and know it can always be much much worse. Relative happiness, it’s worth something 😃

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

How many standards are you expected to hit within a year? Do you hit every single one each year or divide between 9&10/11-12?

looking for a Salesforce developer job role. i have overall 2.5 years of experience and 1.5 years in Salesforce development experience.

Looking to move to SG from US for personal reasons. Does anyone have a headhunter that they’d recommend? Experience in consulting and HF. Thanks

Currently in a situation where I am getting my new built home in October but want to sell my current condo now when the market is still reasonable. Is it possible to sell but be able to stay at the condo few more months?

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

Marcus HYSA rate cut down to 2.0% :(

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

Anyone else regretting buying ARKK in 2021? 🤡

My financial advisor mentioned Nationwide Variable Universal Life Insurance Accumulator would be a good financial instrument as we are now in a higher tax bracket. This type of life insurance seems complicated and has some fees attached that stresses me out (although the return sounds better than other life insurance). Anyone have this plan or thoughts on VUL?!? Need advice.

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

Is DIDI good to hold? If No, which would you pick instead?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What are your thoughts on Baidu as an investment?

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

Suggestions to save for MBA apart from 529?