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I’m an Analyst, and I was looking at opportunities at Microsoft as a Business Program Manager. It says it wants you to have 5+ years of experience, but someone I went to college with got that position straight out of undergrad less than two years ago. How true are the requirements at Microsoft?
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My advice would be to enroll in 401k ASAP as you will not be missing out on Deloitte’s match. When you go back to your country you can always withdraw it after paying tax, that would be still less than the 50% you are missing now from D and also the growth you will be making from 401k. So it’s a 100% sensible decision to enroll in 401k. I wouldn’t opt for FDs as they are very low in returns compared to ETFs or real estates and most of the times inflation outruns the FD interest you are receiving ..