Hi Fishes,
Need some guidance on Sovereign Gold Bonds (SGB). Should I buy it from RBI on bond issue date? Or shall I buy it from secondary market by placing the order. Is SGBs best way to invest in Gold?
All your valuable feedback matters. It will be great help if you 30 secs of your time & write a comment.

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

New to NYC and enrolling in wageworks. Should I do the payperride metro card or commuter card -transit ? Not sure which is most typically used? I will probably take the metro 6 times each work week

For EESP - which is better share withholding or payroll withholding? Thoughts?

How do you all make the decision of when to keep hodling or when to sell (or other strategies)? I’m definitely a believer of the bubble, but also think more money can be made...

Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Best side jobs for extra money? Really need to supplement my income..

New to option trading, trying to create a protective put (cont)

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Is there a home buying group for Seattle area?

Emergency question!! Sending over an invoice to a client. We are both in mass. Do I charge tax on a digital delivery? I did on my last two but now I’m questioning it. Help!

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Investor’s Business Daily: worthwhile?

Any insights on bonus & hike ? By considering recession/inflation.

Have 2 $100 Southwest luv vouchers, need to fly before 7/28. Selling for $150 OBO

Even though having COVID back in November was miserable, felt good today being able to donate convalescent plasma to hopefully help someone in need.

Any day trips in early March that you recommend for a couple (in early 50s) spending a week at Secrets The Vine resort in Cancun? Not sure there will be much to do for a full week at the all inclusive report. And any transport logistics that go with any such recommendations. Thank you.

Trying to go to Mexico on June, looking for beach and good places to party safely 😬

My nephew who's a journalist student told me about the Wag The Dog movie. As a senior journalist, I feel bad about not seeing that gem before. Please don't be like me and watch it if you haven't by now.

Once you get promoted to manager, what stocks and commodities are you prohibited from buying for independence purposes? Does this apply if you are in tax as well?

Poll: do you bill time spent dreaming about a client/tax return/audit or not?

I moved to private and they expect everyone in the office throughout the pandemic. I get my work done from home but am constantly called out about “hiding.” Is anyone else in accounting actually going into the office?? How am I the weird one here??

Thoughts on getting CFP when done with CPA (1 test left) and pivoting from audit to personal financial planning? Estates, taxes, savings, etc. Or should I just stick the OG plan and go into industry FP&A when I make senior/CPA?

Best way to prepare for SHRM ?
Any tips or resources that helped you pass the exam?

Accepted an offer with BCG! Looking forward to the transition next month. Will be in BCG Federal. Anyone in this bowl also in federal?

Latinx - help! We used this term in our diversity spotlight discussing Hispanic Heritage Month. One individual said that in English a group of Latinos would just be Latins to be gender neutral. I understand the word is controversial but is “Latins” grammatically correct? I assume we should just say Latin Americans, but trying to understand if Latins is also accurate.

How can anyone act like they’re happy working Saturday’s during busy season? My buds are snowboarding, my girlfriend is complaining that I work too much and I’m missing the playoffs. Times like these make me question why I stay.

Anyone know how to get some education on accounting/blockchain topics?

I'm two thirds through the PMA Core Certification, and the info is great but the tests are a joke. They need to contract with an educator that specializes in testing and assessment to come in and develop exams that actually measure if you know the material. The bad test design devalues the certification. Not to zero, but I definitely will not be proud to have earned it. It just means I had $1300 and sat through 15 hours of video lectures.

I recently joined TW some months back and I dont know why I think have made a wrong choice for myself. I am feeling like I am lost. I am not able to fit in in this high expectations environment. I am used to working in a place where we always worked by taking help from others and here it is sort of assumed that we would be knowing everything right from day 1. Also there is no pairing in my project. Any suggestions on what should be done would be welcome.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Can any one tell me, how to invest in quant mutual fund through it's website?

How t save tax for 9 lpa salary. Can anybody help me out.

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?