Hi guys,
My current CTC is 21.5 LPA. For this financial year I have choose old tax regime. Can anyone please guide me how can I save maximum tax without home loan.

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Hi,

My PF memberId starts with PYKRP, is it same for everyone?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

Thoughts on living in Bushwick or Ridgewood, is it worth the cheaper rent/more space?

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

How long do you guys think it will take for rental prices to rebound?

Looking for a new apt, and noticed 24 month leases cost more net effective (obviously because prices should increase next year).

Is it true that less than 20% of engineers are women, even when there are so many programs specifically focused on getting females into STEM fields? It seems like it should be more evenly distributed

How is dbs Asian project in ibm for application developer role? In terms wlb and learning
TIA

I’ve been with my company for a year and reviews are coming up. I accepted a lowball offer coming in for long story reasons, and have been actively working toward a promotion and increased salary cont

Yes, everything you hear about YETI is true. So many people asking and turning them down, you did right. There is no need to lose sleep over it.

Any tips on how to improve lining thickness? My RE had me on Estrace for a week before starting Prometrium (vaginally) a few days ago, but my lining is only a little above 5mm. Looks likely that this FET cycle is going to get canceled (was potentially going to be this weekend) since the lining doesn’t seem to be thick enough. This will be the 3rd transfer cycle that’s getting canceled, it just really sucks...what’s worse is I didn’t see my doctor today, just the sono tech, (cont’d)

Hey Fishes,

Will ECBA (Entry Certificate Business Analyst) certification by IIBA be helpful to me in my career ?

My background-
* B.E in Computer science
* MBA in Systems and Analytics (2019-21)
* It's been 6 months I am working as an Analyst- Data science at Infosys

Hi Fishes,
I am currently on notice period and looking for a referral in Capgemini for P2P.

Is it okay to request to delay the joining date by 2 months?

What is the salary for a ‘H4’ band?

Company on track for 22 goals. Traditionally included 2% profit sharing at YE, this year however comes with a unique caveat.

The CEO added a qualifier, to be eligible for the payout one must agree to and sign a binding arbitration agreement. In the CEOs email to staff he indicates these agreements are standard in most companies and typically required for new hires.

I’m curious to get insight from others. Is this standard practice and generally required for new hires? Something feels off.

I’m seeing most of the commission only jobs are mainly cold call sales. Is that the industry norm? I’ve only done inside sales salary + commission.

Who is still having issues? Mine currently
1) Wrong lifetime night count (wrong on one and zero on other)
2) Missing reservations
3) Missing past stays
4) Discrepancy between website and mobile app

How many of you have left or are planning to leave therapy, and what did you transition into?

What should be Package after 4 years of experience in Service Now and overall IT experience is 4 years.
I am currently in Ireland want to shift in India permanently.
2.6 years Capgemin in India
1.4 years Irish Firm in Ireland

I did my masters too in Ireland
What salary should I except

Which are the best forex card for an Indian travelling to UAE for a 2 months work engagement?

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

Does 125k in Bonvoy points get you much?

Other than me being sick of my job and wanting more money, what are some other good reasons I can tell a recruiter why I'm looking for a lateral position change?

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

How t save tax for 9 lpa salary. Can anybody help me out.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Can any one tell me, how to invest in quant mutual fund through it's website?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these