How do you all manage your HSA accounts? Specifically how do you allocate funds? Looking at some potentially large medical bills over the next 12 months.

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

How to transfer PF amount from HCL Trust PF to non trust PF account?
HCL Technologies

What's your target retirement savings? Target age? Combined or single?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Any advice for dealing with a constipated puppy? She had been sick and the vet gave her medicine for the vomiting/diarrhea, which is working great for vomiting and lack of appetite but she hasn’t had a bowel movement in a few days even after a few good walks.. she’s a ticking time bomb!

My work office is in philly but i wfh in delaware. Why im i paying for both state taxes as well as philly tax. Is that right or do i need to make some adjustments. Im at PwC currently.

1/3 Question on tax treatment of nonpriority unsecured claims converted into long-term note decreased total liabilities under Chapter 11. An accrual based C-Corp taxpayer completed a Chapter 11 reorganization and converted a total of $1M A/P to suppliers into a $410K LT note (a $590K liability reduction). Should we view this $590K as the Sec. 108(a)(1)(A) excludable income? After reading through IRS Pub 4681, I think it makes sense to view the $590 as "Reduced Price After Purchase", but not

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Does the $20,500 pre-tax 401k contribution limit include employer match? I.e. My contribution + Employer 6% match = $20,500? I know that the combined employer/employee contribution limit is around $60k, but from my understanding that ends up being due to after tax contributions. Apologies if this has been answered before - thanks!

How would y’all grow 300k cash to 1M in a year?

Hit the $100k net worth milestone today! Super pumped and thanks to everyone in the bowl for all the insight.

Male - age 24.

Is it technically possible for a realtor to both represent buyer and seller and earn from both ends?

Any tax software recommendations? I’m just starting out so I don’t expect to do a significant amount of returns.

It means ICOs are no longer open to anyone. You have to be a certified investor with the SEC. This is why Filecoin is conducting their ICO with CoinList instead of on their own. CoinList ensures their ICO is only open to certified Wall Street investors and makes sure FileCoin's ICO is treated as a normal IPO.

Granted please correct me because IPO investing is something I don't know a ton about.

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

What’s the best savings account to keep money in? Interest rate? Minimum balance requirement? Annual fees?

Hi folks!! Please help me to manage Income tax deductions as I am very new to exceed 5LPA of CTC. How should I claim HRA and 80C and many more..should I claim directly in Company portal or any other with legal documents..pls suggest guys..

How many people here wants to switch job, but can’t due to current market scenario or GC process ?

Comment 1 for current market scenario.
Comment 2 for GC process.

What should I be making? approximately 8 years consulting experience, approximately 7 years small business ownership experience, a MA degree (not entirely related to job). Little managerial experience in consulting, but biz dev experience and high performer with multiple promotions. Range?

These dating apps. ARGH! Someone “likes” you (takes the time to do that) then never messages you back. I don’t understand.

Let's make this bowl a safe place for us to give our honest feedback about a company without it being edited or buried.

To make it easier to search: create a post for the company you want to review, adding your pros and cons!

Wanting to switch from litigation to in house. What should I make sure I do before I start applying? Do referrals from someone inside a company matter that much when applying? I'm burnt out, I need an escape from billables. Help me out!

What’s it like working at MBB at the manager level? Anyone here lateral from b4 or ACN? Have an offer and curious about your experiences.

What's the best way to describe building and delivering technical proposals (i.e. business development work) and make it sound fancy for non-consulting firms?

Question is inspired by the "changing a light bulb" consulting meme.

Are we still eligible for same amount of variable and hike even if we are in notice period?

Anyone wanna pay for my vacation to Disney world?

Is there a way of bypassing the H1B lottery? I was told by an external recruiter that if I joined their London team, after a year I could go through H1B process without the lottery. My preference is to remain with Deloitte and transfer - can Deloitte put me through without the lottery? Are there stipulations such as minimum tenure or degree types etc?

I have total 4 years of experience in IT, relevant experience is 3 years in testing,but my designation is technical support engineer,is this will create any problem during interview and during verification?please advice

Hi everyone,
How and who decides rating ?

I have done a certification this time and missed on mandatory badge, will it have any impact on the rating?

If I were a millionaire I would buy a stately home and fit it out with secret rooms and revolving bookcases.

I need to do a case prep. Let me know if anyone is available today or tomorrow? Based on ET

What do the day to day activities of a Java developer include in a MNC?

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Microsoft vs Apple vs Amazon, please suggest

Anyone have experience using John Hancock as a 401k provider?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Does anyone do short term investing in the stock market (short term meaning 1day - 2 week trades) if so, what has been your best tool for research? Have you found this strategy to be worth it?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

I can’t stop feeling so behind all the time. It seems like every one of my peers doesn’t have to worry about student loans, car insurance (paid by their parents still) etc. I keep thinking about how if I didn’t have all these bills I’d maybe have some savings that I could be proud of. Currently A2 making 65K in HOL and I feel like I’ll never be able to save up for a down payment or wedding or anything. Just feeling discouraged.

How to invest in commodities (e.g. wheat)?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Stock market keeps moving up because those with capital are swimming in cash. Convince me I'm wrong.