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Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
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Kindly tell me clinical research group
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What will be the in hand salary for this?

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Went full time to a top 15 school for $200k. Gonna be paying $1500 a month for the next fifteen years now. But tripled my salary so still worth it.
Yes, we take out that much. Sometimes work pays for a portion, small portion. There are scholarships but not many.
Went to a state school and got a full ride. Super chill experience, learned a lot, exit opportunities were good enough to give me a more than comfortable lifestyle, plus 0 debt. Wouldn’t change a thing in hindsight.
Chief
MBB/T2 covers B-school if you return for 2 yrs
Chief
I did 🫣 but I’ll get my return through salary next year and it’ll be paid off by 2024.
$118k deep right now.
Student loans but make sure you keep cost low after and pay it down as fast as possible.
Chief
A lot of firms pay for it outright if you get into a good university and commit to sticking around for a couple of years. My firm essentially gives you a $100k signing bonus when you return to ostensibly cover the cost.
Deloitte does this - huge signing bonus to MBA hires, essentially pays for 1/2 the degree. 100k or so.
I chose a a program at the University of Florida, which struck me as the best balance between brand name and price. My program was about $50K total, which I was able to pay for out of pocket with some small assistance (about $10K) from my firm. I was also admitted to UNC, but that program would've cost close to $150K, which was more than I was willing to pay. The incremental value of the brand name didn't equate to the additional cost, IMO.
Get a job where you can pay $500-700/month or do income based payment plan with the loan provider if you can’t make a chonky payment monthly.
Firms sponsoring is a bit misleading. They will pay for your education but up to a certain amount like $8k and sometimes you have to upfront the payments to your school and then later your firm will reimburse you (and you might have to show proof of your good grades for full sponsorship). I haven’t seen very good exps on this in general
Chief
I’ll add here that most tuition reimbursements are taxed past a certain amount (I think CA is $5k per year) because this category of reimbursement is considered income. (Which is also stupid bc “reimbursements” technically don’t get taxed but tuition related expenses do)
Chief
My dad paid for mine. All cash.
Rising Star
I was $106K deep. 2.5 years and I’ll have it paid off (just waiting for my bonus in Feb)
My firm paid half, and if I quit in a certain time frame I have to pay back 50%. That said, I quit and will have to pay, worth it:)
Did part time. Paid the 100k in full in about 3.5ish years
Cash. Rip mom