How do your firms structure equity partnership offers to employees? What does that look like... cash buy? Accumulation of shares over time? Etc.

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Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

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What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
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Of course situations differ but in general?

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If I made $1000 in dividends this year, would I have to pay any tax on it if my total yearly income was less than $20000?

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Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

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likefunnyuplifting

Los Angeles, ACD (art), 34, $150k

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

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Drop it below, let’s celebrate 🥳

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