How much do you guys have in your HSA??

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

first time freelancer here - should I make a second bank account or do anything special to track income for taxes? or just pay estimated taxes quarterly and square up during tax season?

Paid off my account debt!

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Indian Govt. won't recognise Bitcoin 🤦‍♂️

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Hi Fishes,

Can anyone suggest some good Mutual funds to start SIP for 3 years.

If your investment bank has been asked to grant loan-repayment holidays, share your view on the potential impact of them.

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

Current/incoming students, what’s your budget for expenses outside of tuition and living, e.g., for entertainment, travel, etc.? Trying to determine how much liquid cash I should have. Going to W if it matters!

Predict - Bitcoin exchange price on Dec 18.

Any tax saving ninja technique??

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

Do you pay attention to BTC or ETH funding rates? Does it impact your trading/investment strategy?

Anyone has joining on 10th october?

Welcome to the Single (Never Married) Teachers bowl. I'm sure the struggle is real out here and sometimes it's good just to have someone who's in a similar situation to talk to about our experiences.

How to move into executive leadership? I’m a mid-40s former MBBer with, I think, an impressive and diverse resume. I think I’m suitable for an executive leadership role, but unsure about how to pursue one. Any suggestions? Career coach? Headhunters? Cold “calls”? Thanks!

I want to support our medical assistants- they do so much to help us! How do you make sure they feel our appreciation?

Did anyone else get a fee waiver randomly from Sloan? Started a R2 app with Sloan a month or so ago and just randomly got an email yesterday saying my app fee had been waived.

By which month we get CEO bonus of $750 ? Is it given to everyone regardless of one's performance ?

Hi fishes,
I am currently working as Branch Manager (scale-2 officer) in one of the leading public sector banks and have 5 yr experience in core banking. I am having 2.5 years experience in the IT sector on vision plus as a software engineer (before joining the bank). I have knowledge of core banking as well as good knowledge of banking tools like finacle, caps, imac etc. I want to switch to private financial institutions.
Any suggestions about such institutions and the domain for I can apply

How long after you start a new job is it appropriate to take a vacation? And for what length of time?

Is it common to get more and more conservative after highschool? Throughout high school I considered myself a leftist even at one point liking Bernie. But now over time I see myself getting more conservative. ( Not the anti mask/ anti vax kind) I seem to align myself more and more with individuals like Romney. Is this common?

Joining date for EY India needs to be changed. On Notice now but Present organization is not accepting 60 days and need to serve 90 days. Contacted EY India HR via mail but no response yet. Can anyone tell me the process to get the revised offer letter with new joining dates.

Now that the Kharadi office is open, Anyone from here visited yet? Any thoughts you guys would like to share? The email mentioned that they only got 20 Cars parking yet and if full, we need to utilize some 'Paid' parking

I've been biking to my home office everyday so I've been wearing gym clothes and bringing a change of clothes with me. When I get in the morning how long can I sit at my desk before going to change?

One of my senior managers is a boomerang and told me she was laid off when she was 7 months pregnant about 10 years ago. I think she was a senior or manager. She was in a specific group and everybody was laid off. It wasn’t performance based.

Would you work at your company again if you were laid off?

A lot of people here seem to glamorize MANGA positions - good pay, and good WLB. There has to be a catch, right?

Tips to clear AWS solution architect professional exam. No background in AWS

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Have about 5k to invest - should I do FXAIX or FSKAX?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

In your opinion which is the best target fund to choose in IRA Roth?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Any good wedding ring sources aside from Blue Nile?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

Anyone have a recommended tax person in Chicago?