How much KYC do you guys do?

so every single major dip the last 4 months have been magnified by the use of leverage. If btc drops “naturally” by 5%, but liquidations are in the billions (which they have been), then that 5% drop turns into 15%. Over leveraged apes are literally screwing it up for all of us more than just themselves. Frustrating but also somewhat positive news that onchain analytics, fundamentals, and general TA are still in play. We’ll see what happens because I don’t think these levered traders will stop

Can I survive on £26,300/yr in Belfast?

Thoughts on debt finance vs. capital markets for lifestyle?

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

Is it the worst time to buy real estate because of the interest rates?

Why do you think ETH will flip BTC
What do you think it can become store of value too in the future
Serious answer please

My company is paying for one credit card. I'm leaning towards Amex Platinum given the large 100k sign up bonus at the moment (which I'll be able to hit). People lean towards CSR because of the 3x on dining but I don't eat out that much (and additional perks, but I prefer the Amex for that).

Should I grab the Amex Plat and not think twice?? Thanks!!

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Thoughts on Employee Stock Purchase Plans with a 10% discount? Is it worth it given the lock up period and market volatility?

Thoughts on the new Chase Freedom Flex?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

How do you effectively plan for retirement?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

Cross-posting: Im trying to flip a new build - long story, but have had certain circumstances come up and can't keep the home - but I'm now competing with the builder because they have homes still being built in the neighborhood (there is nothing against me selling it). They have started offering added incentives and low balling due to market conditions. What do I have and what can I do to sell mine? Or should I give up and just rent it out and wait? Any advice appreciated.

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Anyone here took the USI localization program?

I no longer have access to the Microsoft bowl due to the change in work email address, so I thought I'd see if any Microsoft management (former or current) are in here. I'm looking to confirm that when potentially coming back on at Microsoft, the hiring manager will be able to see my previous connects. I had a great experience at Microsoft, and would like to keep that door open in my mind, though my last connect has what I would call unfair characterizations due to a unique chain of events.

It has been almost 2 weeks since I joined KPMG Global Services, but I have not been assigned any project yet. They are telling again there will be client interviews. What the hell is this? I mean I just cracked the interview to join KGS. And now again why do I need to attend interview? What happens if someone cannot crack client interview?will he not get project and will be asked to leave?

What is the tipping etiquette on the free platinum breakfast in a JW Marriott? The server just gets coffee / orange juice and you serve yourself. It is an overpriced buffet that I would never dine in.

Senior attorneys at v100, how common is it for attorneys who start at small firms to lateral to biglaw? Have you worked with any? Conventional wisdom is always that if you don’t start there it’s hard to “trade up”. My coworker and I just did it to two different great v30 firms, and I’m wondering if it’s really that uncommon? Just out of curiosity. We’re not special counsel with special niche skills or anything, just associates. Pitfalls to beware? Positives?

Grant Thornton strives to be “middle of the road” as far as comp from what I’ve heard at recruiting events. True/false?

On the topic of intimacy with partners… I’ve been with my boyfriend for 2 years and the past year his libido has dropped to zero. Mostly due to work stress (he says). Whenever I try to initiate, he always shuts me down and says he’s not in the mood. I even touch him and he gets hard but stops me as soon as I try to unzip him. We went from once a week to maybe once a quarter.

I’ve talked to him about it and he says I should take care of myself. So frustrated. 😭😭

I am curious how other inclusion teachers are being utilized when the school is doing remote learning. I find that I am sitting in the zoom class and have very little opportunity to contribute. I am having discussions with my teachers on ways that I can better support them and the students when remote.

Heading to Denver, Colorado to help launch a Leadership Pillar. New to me.

If your an experienced staff or senior with hedge- fund experience and want to move to Dallas, DM me to discuss discretely. Honestly great team. Turnover has been low for last 18 months at 10%. Compared to 40-50% in other places. Crazy hours feb-apr, 40 apr-jul, 45 in Aug, maybe 50-60 that last week of aug/ early sept. <40 post 9/15. We have a need at the senior level to fill a gap. Seniors help is needed everywhere so if your interested, come cash in your chips!

My company is planning to start my relocation process to canada. How long is the usual waiting time until the government approves it? Heard it could take years?

Someone should likely pin that Googlers don't really do referrals for random people. Seems to be the most frequent post here.

Hi friends,
Please give me likes to activate my DM.

Look like a million bucks. Feel like shit.

That time you get to the checkout register, after maxing out your dinner stipend with filler items, and you forget your corporate card...fml 😑

What's the most you've ever paid for a single drink?

Working in Risk Management, looking into the FRM exams. Does anyone have any insight or advice?

Financial advisors—how do you prepare for a meeting with a new client? What information do you need to gather? What information is useful for your pitch? Where do you find this information?

Personal finance book recommendations?

Do you guys make fully tailored cover letters when applying for senior analyst / junior associate positions? I just don't have the time

Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

How would you guys define democracy? And does the US live up to your said definition?

Associates: Do you feel like MDs are receptive and open to your suggestions and feedback? Mine tends to shut them down or ignore them entirely.

London crowd: know if the US version of Netflix is that much superior? Thinking about buying a VPN, but what not make sure that it’s worth it.

To the people that dump loads of $$$ on mobile or computer games as a way to chill after a crazy day, why do you do it? I am thinking there has to be better way to cope.

Think a bear market's on the horizon?

Do you think blue light glasses actually work? I am staring at a computer screen, reading numbers, and sending emails all day and I’ve been getting headaches more and more lately. Just wanted to see if they’ve helped anyone out before I invest.

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

Same team, same fund: Is blackrock considered to be better or worse than JPM asset management? Or comparable?

When u give less Fks, u get more recognition. Wtf. Crazy. Stupid. But true.

For those trying to leave, how do you sneak interviews in?

A day at the beach is the best way to destress after a busy week.

What's your "I'm in Finance stereotype" moment?