How much of my income should I be saving? Recently opened a savings but I don’t know what’s a decent amount. Making $90k.

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Can I survive on £26,300/yr in Belfast?

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Are there any good apps for iPhone for trading crypto? Not Coinbase. Currently have my coins at GDAX but want to expand portfolio and also trade from phone

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

Have about 1500 XRP bought at $0.21 - hold or sell for XLM?

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Recently moved to Denver, and may be sticking around for good. Planning on buying in the next year or so, and some of the suburbs off 25 and south of 470 have caught my wive’s eye. Thoughts on Douglas county (or specifically castle pines, Parker)?
We’re a mid-30s couple, with a 4 y/o, so for priorities: schools, (hopeful) resale value, and activities for our daughter and family as a whole. Any advice or alternatives would be appreciated!!

Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

YOE:8.3
Current CTC is 10l, and I have offer of 21l
I'm trying to negotiate with fidelity investments for 28l(given my experience). How can I try better convince them? Please advise. Thanks.
Also i am being given grade 5, is that correct as per my experience in years?

Amex platinum vs CSR??

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

What is the best way to reach out to your in house agency ? I want to share our call for artists . Do I have go through HR? Or is there a place I can simply post an announcement ?

Hi all, i am selected in Infosys and offer got released and everything is finalized. Now from Infosys bg practice they asked for "Abbreviation for initial" i just reverted back to them... Will this be an issue in joining... Won't this BGV completed before releasing the offer letter.. is there any phone number i can speak to them or will I get any updates after successful completion of BGV... Need your inputs on this.. TIA..

Just wanted to say that this group inspired me to book my first facial in my 32 years of life! So excited!!

Have you walked away from somebody you loved? And why?

Can someone help on how to get a burner?

Hello Fishes,

Which Is better company to join for optum or ey?

Thanks

Salary credit timings? Icici bank

Hi everyone, I've been offered a manager role in a regional office in Deloitte, starting salary of 50k plus 6k in benefits. Does this feel right?

Hey folks, how much time it takes for first advantage to start background process ? I have accepted the consent form but haven't recieved any mail from them yet.

Hello, looking for a bit of advice. I have applied to about 30 positions in the last two weeks and have not gotten any interviews. I have 7 years of military supply chain experience, plus a year and a half outside of the military. I am an inventory control manager currently, and have applied to positions like demand planner, supply chain manager, supply planner, and other manager positions. Any advice on how to correct my job search?

Salesforce planning tool is supposed to be very good. Have any of you used it? Is it worth it?

What's the biggest delivery you've ever made? I just brought a 75,000 pound truck across 3 states and so far that's my record

Anyone else feeling less respected/ appreciated from Gen Ed teachers, you collaborate with? If so, how do you deal with this?

How do you tackle favoritism ? In market risk idk if that’s a trend here

#metoo finally hits biglaw. Looks like a mess at DLA Piper, and Jones Day for that matter...

CS Go anyone?

Hi Fishes please help

HR has provided 2 options -

13.5 fixed + 2 jb (1 in the first month & 1 after 1 year)

14 fixed + 1 jb

Is there any catch, what should I prefer?

Any young professionals consider moving to Middle East for work?
Curious if I would be considered since they usually want a lot of experience. I'm a mechanical eng with about 5 YOE.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

How did you go about starting your investment rental portfolio? Single Family Homes? Multi-Family / Duplex+? Any and all advice appreciated!

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

My company matches 3%. Is that low or on par?

Do you advise taking equity out of your personal home and use that to invest/down payment of a rental property?
Some facts below:
I bought my personal first home in 2020
Bought it for 795k
Mortgage of 400k
Current market price 1.6M

Is it a bad idea to buy my first home given the current interest rates?!

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Hey Fam, I’m thinking about doing DIY investing/passive investing. What broker should i use? I already have a wealthfront account. But I’m thinking doing it myself will have less fees. Thoughts?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

If I have a traditional account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Will pay taxes on the amount that I Withdraw that year following the Tax bracket rules at the time of withdrawal correct?

Conversely,
If I have a roth account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Could I hypothetically withdraw the entire account and not pay taxes in a single year?
Ex. withdraw 10M

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

Guys, tell me the top 2 stocks to buys for long term (5 years) according to you. Will be investing in stocks for the first time, as it is impossible to resist these low stock prices

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Can I still do a backdoor ROtH IRA for 2021?

To max out 401k (hit 19.5k) and get max contribution from your employer, how do you calculate your contribution rate esp when you’re up for promotion