How much r everyone saving in 529 college funds.
I have a 1 year old so thought I would open one.
But how much to contribute monthly is a question.
Any tips and some information on what you are doing + thought process will help

Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Best place to find blockchain savvy angel investors?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

I be wanting to go off but then I check my bank app, calm down, and keep working.

Anyone buying a place during Covid times in Denver? How's it going?

What's a social security card/number , is it something like pension ?

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

Anyone else experiencing a long delay getting their DC tax refund deposited?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

For the partners/mds/directors etc how are you protecting your money with the new administration? I’m assuming Biden’s plan will help the lower class but for the upper class I’m sure there have been strategies your advisors have been telling you. I currently have 20k in savings and feel like it’s just getting inflated away.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Hi do you interview from time to time just to check what’s your market worth?

Does anyone here have a Tesla? Should I do it???...

@ib do u want to actually contribute bro

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Hello, we've recently started a community focused on FAANG Interview preps. Wondering what kind of content people might be interested to see in such communities.

I started a new job as an “office manager” at the end of January. The duties seem to align more with those of an EA, and I’m ok with that. Except my boss is a control freak. He scolds me over every little thing, how I load the dishwasher, maybe I didn’t push my chair in. Last week he told me I needed to work on my appearance. I was shocked. I bought all new clothes from Ann Taylor that are perfectly acceptable for business casual. He hates me. Move on ASAP or try to stick it out ?

For those who purchase grey market watches, is buying with the original box, papers, and warranty card a non- negotiable or more of a nice to have?

Has anyone heard anything new on the future of MDC and its agencies in 2019?

Curious what the salary level is for a Sr. Manager at Digital Finance team. Not sure what L4 or L5 is but I see job posted at Sr. Mgr level.

Looking to change up my MO when it comes to organization. Litigator Hive Mind, how do you guys keep yourselves organized? Do you have a particular system? Looking for more tactile methods (post its, whiteboards, journals, etc.). The whole outlook calendar thing (while necessary) gets very cluttered very quickly and I don’t find it really advances the ball for me much.

Anyone work in internal audit? What career paths are there from this type of role? Is it a dead end?

Is it common for a midlevel to gossip with a first year about another first year’s work? Is it common for midlevels to trash juniors amongst themselves? I think my office is hella toxic

Anyone else getting spammed for "law firm in house/gc's office" roles and know what the deal is with that? Not really looking to do it but curiosity

Worst sweatshop, STB LA or Quinn LA?

Midlevel and seniors, how do you review juniors’ work without redoing them? Any tips on giving instructions or spotting mistakes?

Things to consider before going Indy? Feel like I have enough in my book to go on my own but I'm not sure...

So.. i tend to get too in the weeds and stumble around a lot on behavioural interview questions. I’m very bad at them. What are some good resources to prepare? When I google, I get crappy ehow article

Joined a new firm at the start of this year but it’s not a good fit and I want to leave for a different role type. Will it look bad to potential employers if I leave this company after 6 months? I was with my prior employer for 2.5 years before this.

Started a new PMM role this week and my manager, a VP, has no bandwidth to onboard me to anything. Has anyone been in the same boat, and if so, how did you go about onboarding yourself to a new product/portfolio?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Any good wedding ring sources aside from Blue Nile?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

In your opinion which is the best target fund to choose in IRA Roth?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Anyone have a recommended tax person in Chicago?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Paid off my account debt!

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.