How would you budget 1600/month of disposable income after 401k, rent, savings? Currently 24 with no other debt obligations or expenses

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Save it in case you get fired

-what is the "savings" you are referring to? Is there a goal with it? Is it an emergency fund?
-are you maxing out the 401k?
Start here:
-3 to 6 months of essential expenses set aside in cash in an emergency fund (I would suggest leaning towards 6 months if single, one spouse makes significantly more, or you and your spouse work in the same industry/company)
-if you have a HSA available max it out
-max out IRA contributions (Roth if you are able to, or backdoor Roth)
-if your charitably inclined, find some non-profits that you like and help make others lives better. (*Probably the most rewarding way to spend money)
-what goals do you have: buy a house, car, traveling, wedding? Invest some of your money towards these.
-Spend it: whatever brings you joy. Treat your family and friends.

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