I am finally in a position where it makes sense for me to start saving and preparing for home ownership in the next couple of years. Aside from paying down my remaining debts, what should I be doing now to put myself in a good spot?

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

Why do there seem to be so many comparison threads of achieving XX salary/net worth by age Y?, especially amongst younger people? Is this the fallout of social media and do you think it’s a generation-wide thing, or just contained to folks in “preftigious” circles?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

This is a little embarrassing… I don’t know anything about investing. I come from a low income / immigrant background and never received financial education. Just recently learned the difference between an TR and Roth IRA 😓 I have started to contribute $$ in my 401K. I am 27 and only have like $15K in my Vanguard account feel like I am so behind. Can someone recommend good resource/advise to learn the basics?

Thinking about putting 500-1k into either : Amazon, block, Nvdia, or AMD.
Which would you go for? Why? Or are you staying away from market still?

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Newbie trying to buy some alt coins. Currently have some money put into eth and ltc. Suggestions please?

Was offered 90k for a CD position in Brussels. Is this a good offer? I mean, I wanna do it because I want to live in Brussels but I know taxes are brutal there. Almost 50% of my income is going away

Safest wallets / exchanges for buying VET and safe moon? 😭

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Anyone have a good PE specialist financial advisor?

My 401k technology stocks are down 27% as I started beginning of last year!
Hold and ride OR some other recommendation?

What are the best platforms for investing in startups as a non-accredited investor? (E.g., pursuant to the JOBS Act and CF regulation)

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

Hii ,
First time investing and hence I did some research on investment and planning to invest 40k in the below fashion.
10k-ELSS 10K-Equity MF 10k-Debt MF 4K-NPS 6K-PPF . Is it fine or any suggestions are welcomed. Also if anyone can suggest me which ELSS or mutual fund should I select considering the current market scenario

What's the quickest way to market a property for rent other than listing it on MLS and all the websites? Should I list on Craigslist and marketplace too? Anything else I can do?

Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

Recently, as you probably know, Dr. Seuss's estate chose to stop printing a few of his older books that had offensive racial stereotypes. There was huge backlash from white people, including teachers here, screaming "cancel culture!"
Now we have a white guy who murdered eight Asians in custody, unharmed; while the police officer who killed an African American man for allegedly trying to pass a bad check is about to go on trial.
Full disclosure: I'm white. But I'm still enraged by all this. You?

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

I would like to move to Commercial Due Diligence (CDD) team internally or externally. How can I prepare technical inteviews specifically for the team? I have background in FDD and don't have experience with case inteviews.

Is it normal to sleep only in your vest and briefs?

Anyone know about what "Business Review" status mean ?

Has anyone gotten funding for their startup from an angel investor? A friend from grad school submitted a patent but needs funding for the patent fees, then a clinical trial. (Not looking to sell to big pharma company. Also, the therapy itself cannot be patented, but my friend has the patent for the technology that produces it.)

For those that started their own shop, what do you wish you knew at the beginning?

How many hours would you work when you have your 2 weeks in? Would you work weekends?

NYC 🐠 Anyone try the dating app MOTTO? Any good?

Hello! Excited to be part of this group and I need assistance for salary negotiation with Amazon. I am currently in the last round of interview for Sr. Customer Success Manager, Strategic Account Services (3P Marquee Accounts) and Id like to know real world compensations cases before I re-state my range or start the negotiation process with AMZ. Anyone with insight on this roll and pay?

Need likes to activate DM
Thanks :)

Looking for People Advisor , TFA , HR Consultant roles

Total 4 years xperience ( 2 years as PMO and 2 years into End to End recruitment

Joined LTI in June in Citi bank account. But still no onboarding. Many people waiting for VDI. Manager said it's freeze from Citi side process is slow. Now they have started releasing people. It's easy to get another project on bench. Will LTI ask to resign?

I’m a product designer with about 5+ YOE I’m exploring courses/programs that one could take up as a mid career professional. I have a keen interest in Service Design, Behavioural Sciences, Design Research but not very sure about the opportunities. At the same time I’m open to exploring Product Mgmnt and Data science as along with design. Any recommendations?
PS: I already have a Masters in design.

On the chopping block. actively looking. anyone hiring?

Is buying fancy condos with high HOA(>$1k) worth it?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

What is the most difficult part of buying a home for the first time?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

I'd like to buy, but the market is absolutely atrocious currently

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.