Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Best book you've read recently on personal finance?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Hello people.
Can you guide me about what is the industry standard for an analyst role in a Mid-Level Indian VC firm which has made investments of about 3-5 crores in each of its portfolio companies? Couldn’t find much over the net for the indian scenario. I need it for negotiations.

How much do you spend on rent in Los Angeles? What do you get for the price, i.e. location, amenities, sq ft?

Any advice for an extremely young, incoming Merrill FSA?

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Has anyone diversified and invested in govt bonds? What’s the yield like? Is there a lock-in term?

New to this welcome any article or insights

Hi! What are your experiences with Robo Advisors? Worth it? Or is investing in a few standard ETFs (no day trading) going to yield more return?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

Are we on recession? My portfolio is super down - low cost ETF investor here

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Thoughts on personal loans to consolidate Debt?

How do you and your partner (married or not married) split financials?

First trimester insomnia?
I’m only about 5 weeks, but my sleep schedule has gone off the rail the last three nights. I’m sleepy/drowsy, settled in bed around the same time every night, and yet I cannot fall or stay asleep. I have a white noise machine, comfy bed, cool room.. etc. When I do fall asleep, it’s earlier in the morning and I sleep until 1/1:30pm. This was fine the first few nights since it was the weekend, but it can’t keep up. Anyone else experience this and have any recommendations?

Moving as a single 27yo, need to be at ASU 2x per week. What location provides best access and value for intramural sports, bars/restaurants, date activities, and whatever else I'm forgetting?

Tempe/Mills Ave (for school and it's a cool area but too young?), Old Town Scottsdale (is it touristy?), Roosevelt Row (too far from school), somewhere else?

Hi . Anybody working in Luxoft ? Please refer me .. I have the JOB ID

Is consulting in NL actually tougher work than industry?

Need your guidance. I am trying to learn driving. Joined a driving school and practised on their vehicle for 10 days and on my vehicle for 10 days. However, still I don't have the confidence to drive. What should I do to start driving confidently

Ladies, what has your experience been in the field?

Started my law firm this month. Have a few of-counsel positions and want to do mostly litigation (civil and commercial in NY). Besides word of mouth and networking, have any of you found any websites or services that generate legitimate leads?

If anyone in the group works for Fannie Mae…do you have any tips for the interview process? I have an interview coming up.

I’m also unsure of what to say for a salary range, I don’t want to cut myself short. It is a risk management associate position. I have 5 YOE in mortgage ops with transferable skills

Elevator pitches: what are your best tips, examples and resources for crafting a really good one?

Hello. Quick question about formatting. I have an excel sheet with bunch of negative numbers, but some are percentage values and some are dollar values. Is there a way to make all of them have a parenthesis for being negative while keeping them still percentage and dollar value separately or do I have to target them separately?

Is it safe to join CISCO? I have heard the layoffs happens there yearly.

Here is my dilemma: I was passed up for manager promo last year and rightfully so a lot of my feedback was definitely correlated to me not properly handing my symptoms causing a good bit of inconsistencies in my performance especially if I lacked interest. This year I’ve crushed it and switched up projects off of ones that I’ve long been on. The few people who “advocate” for me seem to be stuck on things that seem either 1) so unsubstantiated and show that they are too far detached from the …

Any M&A tax practices out there that will allow remote/mostly remote work in the future? Where?

Can we stay long term in nagarro for about 3-4 years thinking about it any suggestions

I was supportive of Lori when this virus first started but her actions since have dwindled my support of her. I don’t expect her to make every decision correct nor do we have to agree with all of them. I believe she should be correct around 75 percent of the time but I believe she is in the 50 percent range. I know everything doesn’t fall on her shoulder but things haven’t been great as of late. Hopefully they figure out something soon.

Just started reading the nickel boys by colson whitehead. Will let everyone know if I recommend once I am done. Recently finished Such a Fun Age, Giver of Stars and American Dirt. Liked all three of them.

What are your favorite apps that encourage healthy lifestyle in your patients that might need changes in that area?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

Any Property Management recs in Seattle area? :(

Thoughts on Fundrise?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Does buyer have to share appraisal with seller? Can seller request it?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Hi - any good books recommendations for getting started on real estate investing?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?