I LOVED using intuit Mint app to track my spending but now that the app is moving over to credit Karma what is the next best app to track finances, net worth, etc?

Welcome to the Retirement Plan Advisors Bowl. The goal is to give advisors of Retirement Plans a place to discuss the challenges, opportunities, and daily ins and outs of working with all types of employer sponsored retirement plans.

Trying not to jinx it but it feels like the market is finally turning... prices are down in 77% percent of US metro area's baby! Bided my time and hope it finally pays off when I buy.

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

So should I buy Tesla or too late ?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

Will be moving to the Bay area for a new job which pays a bit under 200k. I know SF is very expensive so just trying to gauge what would be a reasonable amount to spend on rent. I have no debt and decent savings. Bringing my car with me and will be commuting to Marin most days, but looking to live in SF. Otherwise tend to be fairly frugal and like to cook.

Any thoughts/suggestions are greatly appreciated!

Hi All, how much should I expect to pay for someone to do my taxes for me? (Ball park)
- fbar
- state
- Federal

Also I moved out from MA in February so not sure if I'd also still need to file in MA?

I got married in 2021. Before my wedding I lived in State#1 and after the wedding I moved to State#2. My spouse lived in State#2 the entire year.
Can I file as Married Jointly in such a way that State#1 only calculates my income for the portion of the year I lived there?
Or do I need to file Married Seperately?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hi,

My PF memberId starts with PYKRP, is it same for everyone?

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

Thursday I got it in my head that I needed to hedge against potential Dollar devaluation. I looked at other market funds thinking them to be good proxies for other currencies.

I decided to pick up a few but saw the Baltic Index was going up, higher shipping rates means increased demand, so it pointed to the Chinese economy picking up significantly.

I looked at FXI, there was no option interest so they were super cheap. I figured I pick up a bunch.

They opened at +%333 talk about dumb luck.

MU & OCLR, stock bowl anyone?

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

What are some of the best opportunities outside of Public Accounting coming from tax?

Anyone working at Foresite Capital? Would be keen to learn about the company a bit more!

I joined Nagarro as a trainee at 3.5 LPA how much hike could i expect??

Hi Fishes,
What’s variable payout range for D1?

Anyone use TRR, Rebag, etc. to buy and sell? How often do you change out/trade up items in your collection?

Have you ever heard of the 3rd party recruiter Stuart Parkin placing a strategist in a role he reps? (Wondering what other people's experience is.)

Cleared client round and got email confirmation from HCL PM on offer. HR discussion is about to start.
6.8 yrs experience in Automation Testing and currently in Test Lead position. Getting hired for Implementation Analyst/Manager considering my previous responsibilities held and aspirations. My current total CTC is 15.5. How much can I expect? Also do HCL provide joining bonus?

Hello please can I find Victoria’s boot camp I keep hearing about this being great to study for shrm exam but I can’t find it anywhere thank you

How does one tell their boss (owner of the company) that you are burnt out? The sheer volume of work is exhausting and I haven’t taken a true vacation as we are a small company so if something urgent comes to my email I feel like I must respond. I was given an additional title and more responsibilities last year as well but only a 3% raise for it.

Anyone have interview on GCP technology and got selected recently?

4/4 Thread (General):

What laptops are given to a new joiner Senior Consultant at EY GDS?

How was everyone’s weekend 🤨

Are there any M fish in here who travel for work frequently? 29 F, frequent business travel & looking for someone who also lives out of their suitcase :)

Hi, for new employees- does any one know here how much time Ey background is taking currently outside Uk?

Hi All, are there any onsite opportunities in siemens healthineers banglore for software developer positions?

Looking for podcast recs, specifically on physician finance

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Have about 5k to invest - should I do FXAIX or FSKAX?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

In your opinion which is the best target fund to choose in IRA Roth?

Currently am contributing money into both 401K and Roth 401K. Should I also open up a Roth IRA?

Best high yield savings products?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Google stock to buy now or after the split?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)