I think you have to remember they don't inherently increase the value of your investment. Instead, the buzz might offer a hot moment for savvy investors to capitalize on temporary excitement. What are your thoughts on this? Do you see stock splits as a genuine opportunity for substantial gains, or are they just a psychological play to boost investor interest?

Good idea to buy some more AAPL right now?

Moving to atl- what are typical 1x1 rent prices?

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

For the folks that bought an a second property (rental) with less than 20% down, how did y’all pull it off ? 10 % down payment is all I can afford.

Are investment properties good for retirement?

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Best long term investment strategy against inflation to get to a large nest in for retirement?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Is there a home buying group for Seattle area?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Can someone explain if I should use regular 401k or Roth 401k? My 2 FA’s gave different answers and I don’t understand which to use. I have already done the back door Roth IRA max

Why do firms not use vested stock options as incentive in earlier stages of career?

Got an offer I am thinking of accepting and waiting for the official letter. Sooooo checked out mentally and cannot wait to break the news to the firm. I am so over it (cont.)

What is the salary range for Sr. BA/Product Owner with secret clearance and 10+yr experience in Ottawa, ON.
Contract or full-time

Has anyone lost a job opportunity because your counter offer was too high?

Any recommendations to avoid feeling sleep towards the end of the work day? 3-5 PM I start doing the famous head bob if you know what I mean 🤣

How often do you respond to emails from law students who want to learn about your firm/practice area? I get like a dozen requests right around OCI every year. Frankly I’m tired of speaking to them and answering the same boring questions, especially if I know they have a low GPA and no chance of summering at my firm, but I do feel bad saying no/ignoring them

I struggle to get out of bed in the AM...always tired whether I get 4 hrs of sleep or 7-8 hrs. I’ve seen miracle morning suggested on here but I saw they have the entrepreneur version. Which version?

Have you walked away from somebody you loved? And why?

Still shaking my head at the CDC's corrected guidance on hydroxychloroquine. When will they get it together??

Guys, seeing a trend of rolling out offer letter only few days before our last working day.
Any idea why this is being done?

Which biglaw/midlaw firms in the area have the best reputation for culture and work/life balance? Any to avoid?

I got the mail where i need to upload the document for processing.but in mindtree home page i am not able to see any upload option.could you please help guys.should i sent the document in that mail?

Hi fishes,
I'm looking for job change
My skillset - Informatica power center, sql, Unix, Informatica IDQ
EXP - 3.9 years
Notice period - 15 days
Please let me know if there are any vacancy

Anyone looking for a room mate in Sydney?

Just got an accept!! (GPS S&A) congratulations to those who have accepts, fingers crossed for those still waiting (it’ll be over soon!), and thinking of those who’ve just been denied.

Hi all, I currently work 52-55 hours on average weekly and have been at my company for 4 months. I am now the only operations team member and am expected to complete all ops work alone. (Barely got trained to begin with). I work in Manhattan as well so I’m not sure if my 70k+15-20% bonus is standard or if I’m being very underpaid, especially considering that it is an employees market. Thoughts?

With the CDC releasing new mandates, What are partners seeing from clients? Are they asking for full return to the office? I definitely want to keep staying wfh and not commuting :/

Anyone have any recommendations for HR certificates that are worthwhile?

A friend who’s degree is in polisci is trying to move into the hr space, either in L&D or culture/employee engagement. Initially was hoping to use transferable skills to get a job in that field - but all the descriptions ask about HR experience and not as much seems to be biting.

Potential opp on the short side for TSLA?
- X

Thoughts on SNAP puts ? I feel like Snapchat is the least utilized social media platform behind IG, tik Tok and Facebook. Yet it’s basically at a 52 week high

New to US. Which brokers offer best margin accounts? For e.g. I have equities worth $100K and want to trade options. Is there a broker where I can do so without paying more in collateral money - essentially using stocks as collateral, and also not paying margin interest. Was able to do so in London, Hong Kong, and India. However, Robinhood here doesn’t seem to allow it.

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Love that in true form I chose the 1 red meme stock. 😂💎💎💎

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

In your opinion, what’s the best hedge / best buy against rising interest rates?

Thoughts on buying TWLO under 320 vs. SQ under 240 or neither?

When did this bowl become so competitive and spiteful? Why can’t we just be happy and support each other?

Anyone else think big end of day drop? Scary weekend to hold long through

5/4 Thread (General):

10/06 Thread (BC):

What’s does “fill the gap” mean??

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Up 75% on UVXY puts expiring 7/26...sell or is it going to continue to go down?

What are some good healthcare/pharmaceutical etfs that you would recommend?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Everyone’s so focused on Airbnb and Doordash lol. Nobody’s talking about C3.ai though 👀