I work with small business retirement plans and the profitability of different companies is amazing to me.
I have a small dog food company and a local flower shop, each with 2 owners, who max out their 401k every year for both owners, plus 25% profit share.
Who knew there was that much money there?

Has anyone gotten to the point where it is physically painful to try and concentrate? Not sure what to do at this point; had Ritalin for a bit, but I adjusted in like 10 days before the benefits went away. Now I’m scared I’ll just keep getting worse

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Anyone has experience in investing through Angellist?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

Is it too late to buy the FAANG stocks? Still feel that Amazon and Google are undervalued.

Joining McKinsey, can anyone share their health/ gym benefits? Do they reimburse for a membership?

Been trying an abundance mindset. It's put me in debt.

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Has your company issued a statement regarding the overturning of Roe v. Wade? Kroll announced today that it would provide benefits for medical treatments sought outside of an employee’s home state.

My generation is really f#cked up. It's impossible to save any money. And it's not that I don't want to. Is simply because I can't do it, by the end of the month there is really not much left. I'm exhausted of working to just pay bills 😔 Sometimes I wonder if those people that quit everything to have a better life are really the smarts one.

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

Hi! I have many years of experience in Compensation and Benefits (HR) strategies to attract, retain and motivate talents in big corporations. I want to find a way to bring solutions for startups and entrepeneurs that are already in the need of such support for their own companies. I want to find ways to bring meaningful and practical solutions at reasonable costs for these organizations. Any ideas on how to become aware of their specific needs? C&B, talent management, performance appraisal.

Anyone have any advice going into the mock/pitch portion of the interview?

I have joined nagarro in Jan and till now my journey has been very good ,but listening to recession news I am getting tensed is nagarro secure in recession if u are in a project and performing gud,should I look for another company or here job is secure .please old nagarrians reply

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

How did you go about finding a therapist and/or coach to support you in your career transition? What value did they add, what would you do same/different if you had the time again and any other tips?

What is the biggest piece of advice you’d give someone starting a new role/joining a new team?

Other than me being sick of my job and wanting more money, what are some other good reasons I can tell a recruiter why I'm looking for a lateral position change?

Need some help, send a dm.

Thoughts on Chicago Portfolio School?

Hi! I’m interested in moving to San Diego in the next six months. Any tips for job searching from New England? I’m currently working in social media, internal communications and content creation at a real estate firm. Curious to know if anyone has done that type of move and how did you navigate the job search.

Process chemists/scientists! What was one interview question that you received when you interviewed with your current company? And what's one question you would ask a potential candidate during their interview?

I have received a call from HR for offer a discussion. She told me that she has to take some approvals before offer release however she hasn't called me back since one week, now when I am calling she's not picking the call. Should I keep hopes?

Is anyone hiring for a data science consultant?

Have you ever tallied up your number of meetings in a month? I had 84 in 30 days!

Hey guys I’ve 3 years of US Government consulting experience in Data Analytics and reporting for decision making and I have to move Canada because of personal reasons.

Can anyone help me out with landing an opportunity? I’ve Canadian Permanent Residency.

I’m taking the CFP exam Nov 8th. All tips/tricks welcomed !!

Thank you so much.

What’s the biggest point of pain for you Indy’s, that tech or other services hasn’t fixed yet?

Anyone have any productivity tips/hacks they would suggest for an associate? I could use all the help I can get.

13 years experience and no college education. Best way to go about earning my BA and taking the CFP?

Is anyone here a CKA as part of the Kingdom Advisors? Any thoughts? How many leads do you typically receive per month? Is it worth the cost?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Resources on learning to practice mindfulness? I want to incorporate these methods to help me disconnect from work.

For advice/fee based platforms: SEI Private Trust or Envestnet as your preferred?

Anyone know a company that will provide annuities to non-US citizens, non-US residents?
If so, would they have to be expats of their country?

Best books you read this year that aren’t about sales, marketing or prospecting?

Not a CFP so I’m not truly in the know. That said, if I’m reading this article right, 10/2019 to maintain your CFP, you will have to drop your 7 license if you are dually registered?

How do you all keep up with your personal to do list? I feel like work consumes me and I forget to do things like take my vitamins, renew my car registration, call the doctor, etc 🤦🏽‍♂️ continued..

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

There will be an annual holiday called OCCUPY WIREHOUSE where every May 18 financial advisors and their clients congregate arm in arm in front of each firm’s home office as a sign of solidarity.

CFP thinking of taking a few month career break to search for a new position. Need a recharge and to reevaluate, not to mention time to search. Would this be a mistake? Thanks

Have a presentation in front of a large group tomorrow and it's giving me anxiety. Will taking a Xanax help?

How to politely reject a job offer after going through interview process? I don't want to burn bridges but I got the position I wanted elsewhere. Thoughts?

Best music/audio to listen to while working?

Should people be fired for lack of people skills?