If I am buying a rental property that rents out for about 1.5% of the total price a month, is that a good deal? I did the math and if I paid cash I’d get my money back in about 6 years assuming rent does not get raised (just assume section 8 stable rent for numbers reasons). Based on this info how sound is the investment?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Recommendation for a CPA/ financial advisor in NY? Have oversea assets and investment property in the States. Can't seem to find anyone legit on Yelp:(

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Hi! Hows the new wk going??? Anything exciting?

If I leave big law for ADA will I get canceled?

Which bank account is better for salary account?

HDFC
Axis

Can I pay income tax challan using credit card?

Is this the official Amex Fishbowl?

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Is blockfi only a bank and not really investing in crypto?

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

IPOB is up 133% on the year. Would you buy IPOC right now as it’s only up 5%?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

what will be the inhand salary of 17 lakh 50 thousand , thats include 10% variable pay.

Hello! Looking at an opportunity with established startup in UK that's just been acquired by a large co. I'm US based and my salary is around $250k (NYC) -I've been asked my expectation without the startup giving me a range to work from (though I've asked). I'm not sure how to reply to them because I have a feeling that my requirement may be out of their range and while I don't want to undercut my value, I also don't want to be cut out of the process because it's an interesting co. Any advice?

I have got a offer of 22 lpa fixed from IBM in ban 07B.yoe 10 years.current ctc ~ 10.5 lpa.

Really burnt out from external audit at a B4. I just want to cruise by for a year until I can figure out my life. Not sure if a staff accountant position is the way to go… or maybe payroll? Other than internal audit, are there any accounting roles out there for someone who is terrible at managing stress haha

Are we allowed to dish on how ineffective recruiters are? I’d really like to Yelp bomb a specific recruiter for being so ineffectual, unresponsive, negligent, and ghosting

Hi Fishes,

I've been on career break for 7 months now and willing to restart my career. Having 2.7 YOE and actively looking for UiPath jobs. Any referrals or suggestions would be much appreciated. Thanks!

Hi Team,

Need one suggestion, I have two below offers:
1. Hitachi Vantara (37LPA including 8%variable + 2.5L joining bonus)
2. Hashedin by deloite (37LPA) but it's around 36km for from my room.

Please suggest who one can I joined W. R. T. Work life balance.

Eoy:8 years
Designation : Technical lead.

Do we have anyone from Edwards Lifescience? Would love to talk.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What is the typical comp for a SA at a Big4 in management consulting in NY or Chicago for 4 YOE?

I'm a Tech Risk SC, but have an accounting/finance background. I'm doing the FRM now for broader cert experience, is it worth doing CA long term in my area?

I have a Q that I worry is going to make me sound like a jerk, but want some opinions. I do strength training 2x/wk with a trainer who was assigned to me at a gym where I bought a pack of sessions. I don’t really consider myself “his” client bc the relationship is managed by the gym… but lately he keeps saying like “I can’t wait to see what my clients give me for Christmas” and I find it super awkward. I pay $150 per session for these workouts (cont’d in comments)…

Girlfriend of 3 years cheated on me right before we were supposed to leave the state and move in together. We broke up about 4 months ago. I couldn’t demonize her, so I’m still struggling with processing it and idk what to do. I’ve been looking into therapy, but I can only do online which leaves me hesitant. Any advice would be appreciated.

I am generally uncomfortable when I’m around my mother-in-law’s husband.

While he is overall a decent guy, his anger issues, yelling at his wife for the slightest issue, and insulting nature makes me uncomfortable and triggers my own anger due to his blatant disrespect for just about everyone around him.

My mother-in-law says he’s worked on things, but it’s been 10 years of this and I’m not sure I want such behavior around my wife and our kids since we’re trying to conceive soon (cont).

A Delta flight I took from the US to the EU a few months ago was delayed 24 hours (of which I spent at the airport) and when I asked for a refund for the $1300 ticket they declined and offered a $150 gift card 😂🥴🙃

Hello fishes,

I need a referral in PWC for Salesforce Developer Role. I hve 2+ years of experience in Salesforce lightning Development. Please let me know if anyone can refer me. Thanks in advance.

Hi Fishers,

Can anyone please refer me for boutique management consulting firms as I have less than 1 year of experience and I think it's hard for me to get into top consulting firms. I am looking for a job as I want to switch to management consulting.

I would also like to know what upskilling should I do to be a better fit for management consulting. I currently work as a Market research analyst.

Any help from the community will be really helpful. Thanks in Advance!

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Does buyer have to share appraisal with seller? Can seller request it?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

How can I invest in real estate ? Looking for an additional passive income source

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?