If I know I'm going to redeem my points on United/travel, should I get the United card over the CSR?

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No - you effectively get 4.5% back in travel on CSR

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No. CSR accumulates more points from more purchases. And then worth 1.5 more in travel portal as well.

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Get Both (csr and low level united card). Get the sign up bonuses. Cancel United before the second year fee kicks in.

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Downgrade to free version

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Get the CSR as the other people mentioned, but get the united club card instead. It gives a bigger sign up bonus, club access, and the annual fee is waived for the first year. Downgrade the card before the annual fee posts

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Don’t think club card waived first year fee but could be wrong based on updated offers

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