I’m thinking of retiring. What are your thoughts on how much savings one should have? I have been a solo for 25 years and could continue… but the thrill is gone. The stock market is up, but I’ve lived through crashes starting in 1987. So what would be your comfort level for savings?

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Which consulting firm has the best 401k match?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

I started working recently. I got my semi monthly pay recently and I use all of the semi monthly pay(not including 401k and IRA) for rent. (So 50% in total) Is that too much? Starting salary is pretty bad in here.

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

MTS 1 & 2 salary range
Stack: Salesforce

If anyone can help

Anyone found an affordable adjustable standing desk they like? I have an iMac and a laptop is like to be able to fit on it.

Favorite news channel?

I learned that I unknowingly helped my coworker with a personal problem, and it made remember that even a short conversation can make all the difference.

Any advice for someone looking to transition into a full HR Generalist role from Recruiting. I’m currently a Campus Recruiter with about 5 years of HR experience (Coordinator- Higher Ed). I received my PHR certification in September 2020 and sitting for my SHRM-CP in two weeks. I’m having a hard time transitioning into a full Generalist position.

Anyone take the GRC implementation exam?

Asking on behalf of a friend:
How difficult is it to get an analyst job in current job market (no relevant prior experience) bcom grad

Is the executive order from June impacting people who had an h1b stamped and moved jobs? Since the h1b would need an amendment if someone changes jobs, would that pose a risk? Any folks who have moved jobs on h1b in the last month or so?

Hi guys, can someone please help me understand what does "Senior Consultant in HR Band 4" mean?

Please help to choose one of the option
Maruti suzuki - 19 LPA
DXC - 20 LPA
AMERIPRISE - 22 LPA + Bonus 2LPA

Spent the day in Brooklyn... Thought Bend, OR, was unbearable... But this takes "what not to wear" to a whole new level 😱

I am looking for a job change in IT Audit with 2.3 years of exp with Deloitte USI. Have done B.tech (2014 pass out) and MBA(2019 pass out)and have 2 years prior experience as a Software Engineer.
Anything except EY, PWC and KPMG :3 and also location preference is Delhi/DelhiNCR
I am already on notice period (LWD is 11 Oct) as I have 1 offer but looking for an offer that pays me well and has good growing opportunity.

Is it just me or have you also noticed that during the endless back to back zoom/teams meetings, people drift away and not take down action points?

Hi fishes,

TCS Hr said to expect offer letter by Feb 7 if business approval goes through.
Or she would have to come back and negotiate.
I didn't get offer till now.
How can I check my status?
It shows evaluation in progress in ibegin portal.

What’s the lead associate/manager salary for booz Allen Hamilton in a tier2 city?

Hi Team,
As offer letter employment mentioned with Nagarro Software but they designation offered at Nagarro enterprise software services Ltd. (As per Google search ,its unlist company in India).Could you please clear what does mean it ,every Nagarro offer letter looks like that?

Anyone else feels that the Talent team at @Mindtree is sshiittyy? They don't give us updates after interviews and hang us in limbo. They don't have the courtesy to respond to messages, calls or emails. Can someone suggest how to highlight this?

Hey folks, I am starting soon as a Manager. How is the best way to blend in with people? Is there anything I will need to know, or pay attention to about the IQVIA culture? I am excited, but I also want to meet the people with the right attitude.
PS - Joining one of the North America offices in consulting. (Suggestions welcome. Thanks very much.)

Why did you decide to leave your first firm job? If you had a chance to jump ship but stayed, why did you stay?

Anyone have experience going back to school for either an LLM, MBA or something else while still maintaining their practice? Considering going for my MBA to open practice to more business consulting, but maintaining my full time practice. For context, I am an associate at a 5-7 attorney firm with a billable target in the 1300 vicinity.

Any mid-level associates in the Sacramento region looking for a litigation role at a chapter 11 bankruptcy firm? We have a job opening up and are looking for someone with corporate bankruptcy experience.

How do you handle billing disputes? Already feel like we’re a steal compared to other firms, but it’s the pits when clients kvetch about the bill after working hard on their matters. For five figure disputes, anyone recommend collections? Don’t really want to institute retainers, especially since it doesn’t seem common for our practice area.

Virtual receptionists….anyone utilize this and if so, feedback? If not, thoughts? Start

A friend of mine and I are both starting our life firms from scratch. We both do two different areas of law. How can we help each other with referrals and networking? We live in an area that’s pretty geographically large in two different parts of town.

When potential clients tell you they’ll hire your firm but they want to be 100% reimbursed from you if you aren’t able to get them the outcome they want - how hard is it not to laugh?! 🤦🏽‍♀️🙄

I'm entering my final year of law school but am going part time since I work full time as a paralegal. I have been a paralegal for more 10+ years and I want to open my own firm after I pass the bar.

I've worked at a lot of different size firms including a startup with a few attorneys and I was able to help with a lot of the ground work with getting the practice management system in place and still do some of that now at my current firm. Has anyone done this right out of law school? Any advice?

The past two days I’ve spent to my entire day doing things that really can be done by a paralegal. So I hired a freelance para. Any tips to make this a success? What’s your tips to train and get your para up to speed?

Any contract family law attorneys in Kentucky?

Advice for Of Counsel roles? I am of counsel at a firm where I can set my own rate and keep a percentage of collections, which varies slightly depending on whether the client is one I generated or not. I’m finding that a lot of my work is for firm clients where the lawyer negotiated a flat fee (and the hours worked are less, due to efficiency etc). What is the right way for me to be compensated in this scenario?

I have no idea what 99% of the other law bowls are talking and complaining about most of the time... anyone else in the same boat?

Has anyone received equity as contingency comp? I have a potential client with a founders dispute. He doesn’t have cash, and the other founder ripped him off and is now running the company. He wants to sue for equity and wants to pay me with whatever equity he wins. I’ve never done a deal like that. Is that even enforceable? CA law. The startup is actually quite promising.

I have my own practice for past 5 years and have spent a lot of time building up brand and reputation. I'm thinking of bringing on partners but am trying to figure out how to structure compensation, profit sharing and equity while maintaining control. I dont want to do associates bc I need someone with more experience than I can afford. Does anyone have any ideas on how one can up a law firm?

Started my law firm this month. Have a few of-counsel positions and want to do mostly litigation (civil and commercial in NY). Besides word of mouth and networking, have any of you found any websites or services that generate legitimate leads?

Best way to go about getting contract work for new solo/startup? Should I just ask around the area for people doing that type of work and see if they have anything?

Bookkeeping service recommendations? Virtual service or through your CPA?

Former client( filed a bar grievance that was dismissed, sent me a demand letter that an attorney responded to on my behalf, and filed a BBB complaint against my non-BBB law firm) has now pro se filed a lawsuit against me in small claims court. Alleging misrepresentation, failure to file a lawsuit, and failure to advise during the process. I have phone logs, emails, and billing notes (all of which she has) that show she’s lying. Should I notify my malpractice carrier? All advice appreciated!

Has anyone used a coaching service for their firm? If so, any recommendations?

JD/LLM in international and m&a Tax looking to leave corporate and start a firm in business/estate planning. If anyone has had success starting a firm in these areas please share any resources or insights. Thanks!