Is there a difference in perks, benefits, and features between an independent agency and a holding company agency? Like medical, vision, dental, corporate discounts, etc.?

likehelpful
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More often the perks are 401K and bonuses. Generally benefits and perks are fairly even.

Independent doesn't mean anything. Size is what matters. Smaller agencies can afford to cover more of your benefits (until they reach a tipping point), but holding agencies can usually offer better vesting/stock options and generally negotiate better coverage plans thru sheer volume.

Are they really independent or wannabe fake independent?

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