I’ve been with Accenture for 7 years, just looking at my 401k, none of these select funds are close to beating the S&P 500 — the returns are less than SPY for each of the last 7 years.. am I doing something wrong ? Why don’t they provide the option to just invest in SPY? Accenture

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

My 401k technology stocks are down 27% as I started beginning of last year!
Hold and ride OR some other recommendation?

Anyone looking at airline stocks or ETF play?

Hi All, I am working as Consultant in Deloitte USI since 3+ years and now wish to make a change.

I got an offer from BNY Mellon for 28 LPA for Senior Associate 1 position as a Backend Developer. Is BNY a good company considering I am already working as a Full Stack Dev in Deloitte ? Please help and also plz add some points related to benefits, work life balance, quality of work, etc.

Hello Fishes, Please help me in understanding the health insurance policy at Nagarro. Is spouse and parents by default enrolled in the default 3 lac amount? If not, what’s the premium amount I need to pay?

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Can anyone from FTI speak to their benefits? 401k match, healthcare, etc?

What will be the expected salary for a role of Software Engineer (2.5 YOE) in Thoughtspot (except RSUs,benefits)?

Just moved in-house & am hiring a designer - NO clue what salary to propose for this role. Full benefits, mid-level, Chicago-based, mostly designing internal materials (town halls, etc.). Help?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I have below offers in Hyderabad, current salary(with 10% var) 13.25, YOE 6.3Y, .Net Fullstack developer

Hexagon

Basic 8.2 L

Reimbursement component 44K

PF 8202 + 8202 = 16404

Yearly gratuity

Base + 10% variable = 22.5 LPA

CreditSafe

Basic 8.24 L

Reimbursement component 3.18L

PF 1800 + 1800 = 3600

Base + NO variable = 24.5 LPA

Which one would be better option?

Why CreditSafe has that much reimbursement component? Are bills required to get it?

Why only 1800 as PF in CreditSafe?

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Hi fishes ,

I received an offer for senior manager position in PWC .

Can you please let me know about the health insurance coverage as it is not mentioned in offer letter.

Please also inform if parents can be included in health insurance provided by PWC.

I currently work in Healthcare as a respiratory therapist for 10 years. I have been at my job, currently, for a little over 5 years. Alongside my bachelors degree I also have a masters degree in healthcare administration. Although, I am happy with my current position as a respiratory therapist, there seems to be not a lot career growth with where the department I currently work in within my healthcare system. I am wondering what doors/opportunities I have if I were to utilize my masters degree?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Hey guys, was just wondering what the average ctc is for a developer 3 role in UST. Can anyone help me out?. Just wanted to know if I am underpaid.

What's dating like in SF? New to the area.

How many hikes are there in Wipro every year?

Anyone else getting pay cut during these times?? Our institution just announced that we are getting pay cuts starting tomorrow if we don’t see 3 Telehealth patients an hour .

Need some advice. During May of 2021 an operations manager and an hourly Hr employee started a relationship while the ops manager was married. We had supervisors give us pictures of those two kissing at workFast forward they are now engaged and getting married. The HR worker does not work here anymore since July 2021. Is it too late to investigate the ops manager for misconduct ? The ops manager has worked here for 15 years and is super valuable, the operation literally can not run without him.

Last year when Covid broke, I received a couple of interview calls but ignored them as I felt the organization kept me at work when other companies cut short their HR staff so I should be with them even if with no appraisal. But now, I was living in the fool's paradise when I am told to leave with no job offers in hand, car and home loan, dependent parents, expecting jobless spouse with a 3-year old kid.

529 Plan VERSUS Prepaid

We live in Florida and currently have a Freshman in High School and a 16 month old. We hear from our friends and family with college bound children "I wish we would have done Florida PrePaid." After obviously ignoring this for years, we are finally trying to do it before "it's too late" for both children.

Does anyone have recommendations on which plan to go with for each child? I once did the pros and cons on a whiteboard and it seemed like 529 was better.

When a company asks us to provide the offer letter we are already having , is it fine to provide it to them as it is confidential.

Hey guys I’ve 3 years of US Government consulting experience in Data Analytics and reporting for decision making and I have to move Canada because of personal reasons.

Can anyone help me out with landing an opportunity? I’ve Canadian Permanent Residency.

How much Nielsen IQ pay to sr support engineer role with 7.10yrs of experience?

Has the overturning of Roe v. Wade significantly impacted anyone's relationships? I lost two friends who were pro-life and on the verge of losing another. Wondering if I'm being too rigid in my perspective or if this is normal in Texas

IBM delhi giving 10,17,000 and wirpo bangalore giving 950000 .
which to choose for job security .
i heard ibm fires sometime? ? does it right? ? ?

What's the best area to live as a twenty-something F, want to be somewhere safe and fun but affordable. Thanks!

Anyone hiring in PHX looking to leave BCG and start a new role next year.

Hi Fishes, I will be joining TCS Microsoft BU this month as a Test Automation Engineer with 7+ YOE. I had final discussion with HR and offer is expected this week. Any idea which Domain's projects I will be getting in this BU. Also, please share tips to get onsite opportunity.

Did anyone else get RFE for the I-485 form? What was it about? I am waiting for the letter to come and am nervous

How hard is the AWS Cloud Practitioner Certification? What study sources have you used and how long did it take?

Starting to get more involved in the project sales process - any recommendations for books or resources to develop skills in this area?

Confronting colleagues? Yes or no ? On a side note, any book recommendations for handling workplace situations

Been alienated by coworkers. Don’t know what’s the reason. But it seems that they don’t ever want to talk to me or invite me to go places with them. How should I address this issue? I am a minority.

Staying at an econo lodge... oh my.

Can’t buy a treadmill with the well-being subsidy, right?

What is the best consultancy for Media and Entertainment work? Considering a move…

What are some of the best consulting firms for a software engineer? Is MBB still considered elite in this area too?

Best books for learning tactical business management, strategy, and growth? Looking for more meaty than "Playing to Win" - willing to read good textbooks. Have read plenty of leadership dev books.

When you check into the Westin and they say welcome home and you know that's weird but it's kind of soothing

How much better are salaries in financial services vs government on average?

organic Associate (post MBA role), good reviews, love the job and the firm, trying for partner. Do I need an MBA? If needed, can I just do part-time or EMBA?

Thanks Brexit. My portfolio about to make me cry tomorrow 😞

What do you think it takes for a PPD to get a utilization bearing WBS for proposal work? I know it is rare...

Smart to look for a new job with a “recession” looming? Wanted to leave by end of the year, but nervous I’d be the first laid off at a new spot

Looking for an ongoing mentor/coach at MBB (not a referral). Hoping to find someone that can help groom me, share ongoing advice, and answer questions. Can be anonymous as well - any takers?!

I just connected some dots and got a colleague off the bench and on some billable work. What a great feeling! 🤓

BCG folks, I hear rumors of layoffs happening given the slow pipeline. Is it true?