Just overheard someone complaining about how tough it is for them to sell their $15 million home in NYC. Oh…sorry dude…I feel so bad for you, your life is full of struggles. I hate how the older generations have left us nothing but scraps to fight over

Just received a large lump sum of money due to a death in the family. Would like to invest for a year to get the most growth and then use this as a potential down payment on a home. Any suggestions?

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

In your opinion which is the best target fund to choose in IRA Roth?

I want to track my portfolio in USD. E.g if I bought an alt using BTC on 1 Dec and sold on 10 Dec, I want to see the value change in USD. Is there an app that does that? Blockfolio only shows in BTC..

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Do you invest in initial coin offerings?

Any good ETFs to invest Roth into?

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

I crawled and clawed from 14k to 700k a year over 25 years. Learn from my mistakes. Who wants to learn how to make more money? Let’s beat this fucking game:)

Guys, what platform do you use to trade US stock?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

Is Argyle, TX good place to buy home and raise family?

Personal finance book recommendations?

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

Serching for Job .(any field but not in sales).
Expecting in IT sector
3yrs experience in optical cables.

Anyone have any experience at Collaborative Solutions? Recruiter contacted me about Principal Consultant role on Fin side

Hi Any positions for research, account management or power bi ?

My ctc excluding employer pf is 12.58lpa. i invstd 96k in elss and 40k in lic. Along with this 48k epf and 2.4k as PFtax. HS rnt is 1.2LPA. I covered whole 80c but still 13k was deducted as tax this month. I am unmarried and don't want to take any medical insurance premiums. Any ideas how this 13k was came as Income tax?

Latteraling to new firm. Do you share your current Non-disclosure Agreement with HR during the recruitment process?

Today's grammar lesson:. it is "furthermore', not "further". Carry on.

ROLL GUCKINH TIDE

What are the BCG ring fences and how is each one? Can you join any of them or are you required to do the one closest to your home office

How would you rank in order of prestige/ease of getting in: UCLA, Cornell, and NYU ??

Looking to transition to MBB if that matters.

Does anyone else find it absolutely hysterical that people group MBB/FAANG/PE/VC for the prestige-oriented folks and they never include BB IB 🤣

I love Instagram, I really do! But sometimes I feel that as a creative the thought of "sticking" to an aesthetic makes me cringe! I feel that art & inspo should be free flowing - not confined to a box

When the Hike letter comes at Amazon ? Can I expect some Hike if I joined in Oct 2021?

Prime video catalog specialist job salary?

Anyone part of F45 or close side red franchise opportunity with them ?

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

What are some good modern/post-pandemic personal finance books you can recommend?

What does compensation review look like for a 1st year consultant with good reviews?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Is buying fancy condos with high HOA(>$1k) worth it?

I'd like to buy, but the market is absolutely atrocious currently

What is the most difficult part of buying a home for the first time?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

How much is 2k a month for a house payment? What size loan would I be able to get?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.