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Does Bank of America do a Mega Back door 401K?
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Target retirement funds have too high of an expense ratio for me tbh. You could just go for broad stock-market ETFs like S&P 500, large-cap, etc. Since those have lower expenses (and maybe switch to bonds as you get closer to retirement and your risk sensitivity changes).
Vanguard’s target retirement fund has a low expense ratio. If you’re comfortable with the mix they put together for your date and don’t want to be bothered with rebalancing, it’s a good option.
Put it in either VTI/VTSAX or VOO/VFIAX and just let it ride. Simple but effective.
Google 'The Stock Series' for rational on why. Good read.
Perfect thanks a lot!