Looking to buy a home in Dallas, TX( First time home buyer) and need advice on setting right budget for 4BHK home on considerable price. Mid 30s, Family HHI of 300K with savings of 150K in cash and 250K in stocks. Don't want to go overboard and want to live below the means. What is considered a right budget for first time home buyer in suburbs of DFW like Frisco, Plano?

Which style home do you prefer and why?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

I handleda very difficult and convoluted succession for a black family. My client was astute and intelligent. We got along great. His family was difficult. Willfully ignorant.

Part of the succession dealt with clawing back $450,000 in insurance proceeds that a niece fraudulent received from the decedent by making herself the beneficiary on policies. A separate attorney was hired to handle that part before I was hired to handle all other matters, including settling a $500,000 debt with the...

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Any good ETFs to invest Roth into?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

What percentage of your monthly income do you actually see in your check, your net pay? Basically, what percentage of your check goes towards all the different deduction? I get 50% of my gross income deducted.

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

What’s an appropriate comp package for an institutional investment management company in San Francisco? Interviewing for an associate director role and trying to understand salary.

Anyone else catch Tesla today? After months of no trading and waiting for the right time I had 10 700c I bought Friday at $695 a piece and exited at 4K a piece for a profit of 33K. Time to stay composed and wait for the next high conviction setup

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Small business owners, what's your retirement plan? Please share whether you have another job or just your business too

Ways to rack up cc points/miles while buying a home?

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

Hi fishes
I have 4 years of experience as a java developer. I want to try for amdocs.
How much salary can I expect for my experience?

Can anybody help me with Barclays leave policy in India....no of leaves...

Openings in Wipro
Linux Admin - 7+ years
Windows Admin - 7+ years
Infra Managed Serv Project Management- 9+ years
Network Admin - 7+ years
Mongo DB - 4+ years
VMWare ESXi - 5-10 years
Oracle DBA - 4-7 years
Webmethods - 5-12 years
Microservices - 8+ years
If interested, please DM your full name and email id for referral

If it’s true that you can gain full immunity after recovering from COVID (when science says so ofc), will the plan be to antibody test people and let them resume daily life if they have immunity?

Hello guys can I get good training videos like of Anubhav training etc for learning ui5,fiori,odata,CDS,bopf,ABAP on hana

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Title company just gave me a commitment with 72 B2 exceptions and the first one (after standard) is an unrecorded lease from 1862. Send help.

From a UX Director... “Design is everything. You’re nothing without design.” Excuse me?

Anyone worked for an in-house agency? Pros and cons? Did/do you enjoy it? Would you recommend it? More stable? More money?

I know a young designer looking to make some connections (coffee, info interviews, agency tours, etc). She's great/talented and my agency wants to hire her but haven't pulled the trigger. Leads?

Pro forma or proforma?

Looking for a referral in Microsoft. Can anybody help me?

What is the promotional hike in GSK? Grade promotio or level promotion.

Any tips on getting to 51 on quant for GMAT? Stuck around 47-48.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

Does anyone have a referral for “Citi Double Cash” credit card?

What are your thoughts on lending money to family when asked? (Cont)

My company matches 3%. Is that low or on par?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?