Maxing out 401k, would you direct addtl savings to:
a) brokerage account invested in blue chip stock (heavy tech)
b) Inv prop mortgage paydown (5.25% interest)
c) other recommendations?

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Posting as :
works at
You are currently posting as works at

1. Contribute up to Company 401k Match
2. Max Roth IRA (or backdoor from Traditional IRA if your income exceeds limits)
3. Max 401k
4. Max HSA (If you have one for tax benefit)
5. Contribute to Brokerage / Stocks & Index Funds

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Stock or index, which will put perform your interest rate

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Op, yes they do.

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I’ve traditionally been following option a, but am reconsidering given market conditions

B, but I like to play it safe!

Agree with pwc1. One additional is 529 for yourself or kids (private schools or college)

Thanks for everyone’s feedback! Should have added both HSA and 529 contributions (no kids yet, but time in market is our friend). Curious @Pwc1 around maxing HSA. Assume those reduce taxable income?

What’s the max we can contribute to an HSA Account every year

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