New to the points game and recently jumped in with Amex plat (have a lot of travel planned, so seems worth it, at least for a year). As I applied, Amex offered to add a gold card for no charge. Is this a bad idea? I’d like to earn points on groceries and restaurants, but we won’t likely use the Uber/restaurant credits, so doesn’t seem worth paying the AF. So this seems like the best of both worlds for points accrual, or should I think about it differently (missing out on the SUB, etc.)? Thanks!

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The gold that is included with the platinum is not the same as the publicly marketed card. It is just an authorized user that doesn’t have the platinum benefits (e.g. lounge access).

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Ah, thanks for the clarification—seemed too good to be true!

Pivot to Chase next. You don't want to miss out due to its 5/24 rule.

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05/11 check in:

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