Not verified but it looks like Fidelity opened a ton of accounts (over 500k) in the past week.

Raise your hand if you fled RH to Fidelity!

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

I am planning on asking for a raise in my base salary and I am unsure what the market price would be for my skills at a staffing agency. I am in the top producer at my company with over 50 producers. I generate an average of $120k in GM per quarter. I am approaching my first year end review and I am currently at a base salary of $70,000 and I have 3 years of prior experience in the industry. What should I be asking for in this situation?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Anyone else been told that for non-promotion years to expect an average of 5% raise and an average of 10% raise for promotion years? This is at a Top 25 Midwest accounting firm. Calculated my projected salary for the next 5 years and decided to find another firm. Much happier now 😊

Lets discuss Metaverse . From doubts , use cases, challenges, investments , talent upskill, tech stacks & ++

Have anyone started getting promotion or hike letters in EY GDS

For EESP - which is better share withholding or payroll withholding? Thoughts?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

** Very Important **

Tax declaration last date is on 15th May 2022.

I would like to know do I have to submit the investment documents now ? Or later in the month of March 2023 ?

Please let me know. Thanks.

Hello,
Does anyone have advice for someone looking to purchase their first investment property? Maybe something you wish you knew before buying yours etc. I’m looking at single families

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

Do we have to update the tracking and trading with details of like mutual fund, life insurance

Are investment properties good for retirement?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

First time in negotiation but offer is for $25k more, $90k-> $115k. Guaranteed 25% bonus. They seem hard to budge but is that worth a jump? I know it’s about an extra $1300/month for base

Thinking of what else could be negotiated

Hi everyone,

One of my connection is looking out for opportunities in content writing/editing.

Skills:
•Content marketing
•Creative writing
•Content editing/copy editing
•Template creation/population
•Content search
•Proposal writing
•Business writing
•MS Suite/Google Suite proficiency
•Social media marketing

Experience: 5.3 years
Notice period: 1 month
Current location: Kolkata
Looking for permanent WFH for now.
If there are any open positions, please reach out at indranilbagchi90@gmail.

I am always looking forward to the weekend. Just want work days to pass without anyone saying I suck at work. I feel guilty. How do I change this? How do I look forward to spending time at work?

Hi All,
I've received an offer from LnT (29 LPA), is that good enough to resign now , considering my CCTC is 25.8.

Also, I'm almost 90 pc sure that i may be released within a week of resignation as my project contract has not been renewed and we're in handover phase.

Could you guys please advise me, as to what should be my course of action here? Should I resign and can I get better opportunities in the next 1 month?

Skillset: SAP SD
YoE: 9+

How Much Can You Sue an
Employer for Not Paying You?

What’s the meaning of life before FIRE and after FIRE?

I confess that I was one of those annoying kids in AOL chat rooms back in the late 90s. I also confess this bowl feels just like those chat rooms back on the day. I also confess I still enjoy stirring the pot here with a chaotic neutral approach.

Meetup this weekend?

How many of you work directly with business clients (sales, marketing, R&D, supply chain etc. - essentially, non IT)?
Or is it the onshore business analyst who acts as a bridge between you and business?

Happy Independence day Everyone 🇮🇳

Off Topic : Name one of few of the freedom fighters you admire the most.

For me it's
1. Netaji Subhas Chandra Bose
2. Bhagat Singh
3. Masterda Surya Sen
4. Pritilata Waddedar
5. Rani Lakshmi Bai

The list will never end. Huge respect to all of the great warriors for whom we got the independence. Jay Hind 🇮🇳

Read a LinkedIn post from a CEO today about putting in 18 daily hrs in the first 5 years of the job and worship work to become successful. Oddly disturbing.

Any thoughts?

Looking for leaders in inclusive design or general resources. What agencies, designers, books, or general resources or sites do you look to for reference + brands that you’ve seen walk the walk?

Dear Fishes,
Plz help with below info.

1. How is WLB in Cognizant for Senior Manager (SM).

2. What's RCGTH Domain in Cognizant ?

3. Is it good to join Cognizant now as Senior Manager considering all the tantrums as many people are moving out of it..

Pls advice.

Folks - what brands (other than Ball - I already own some pieces) do you recommend if I want long lasting value and tritium gas tubes that glow so brightly thought the night?

How long does take for hsbc to release offer once bgv is complete and salary discussion is done with HR. Hsbc Hyderabad

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Can someone share a Charles Schwab referral link?

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Anyone looking at airline stocks or ETF play?

Mutual funds you have your eye on right now?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Saving for a home. Should I save my money in a CD or savings account?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Is BRK-B a buy right now?

I view fishbowl posts about individuals making 100k to 200k a year, would you mind sharing your experience and resilience on what you do and how you worked hard to get where you are today?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Fidelity or Vanguard for opening a Roth IRA? I’m new to investments, still learning, and I’m more of a buy & hold / hands-off type!

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?