Option A or B?
A: cheap rent at a duplex close to work/gym/entertainment/groceries/downtown but not in a super safe part of town. ~750 sq ft older home with some annoyances
B: expensive rent at an apartment complex with pool/gym/gated parking but further from locations stated above. ~1050 sq ft 3rd story with no elevator

B is twice the price of A. My goal is to get engaged, married and purchase a home in the next two years so money is on my mind, but also want to minimize stress.

What is the most reliable way to make $750k a year by your late 30s?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Anyone have a primer on working with children? From a business affairs perspective?

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

So my fiancé and I are having a microwedding in Rocky Mountain National Park next year, and we’re working with an elopement planner.
She sent over a sample ceremony (intro, sweet poems + passages to be read, and example vows), and we read through it last night. I was reading it out loud while my fiancé made dinner, and it just hit me that this is really happening. I’m just really happy that I found someone who is willing to take a vow to spend his life with me and I’m so excited for that day :)

EPOR a solid first option trading choice?

I’m currently a third year in my small firm’s life sciences team. I’m not really stimulated by the work and although they say they have a lot of work, they’re not good at managing workload. I haven’t had much work on my plate even after asking many times for more than six months. I’m ready to move to a larger law firm. However, I am concerned how I’ll manage the workload as a mom to a toddler. The good thing about my firm is that they’re flexible with hours. Anyone have experience balancing?

Hi ladies! I’m in my early 30s and haven’t never been in a successful relationship but would really love to have kids. I’m considering doing it on my own but terrified by a few things- effort, work, Indian community...

Has anyone done something similar?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

How do I start the divorce process? Do I have to get a lawyer? Help...!

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

About to be a new dad. Starting to look into childcare but feeling a little overwhelmed. Would love to hear thoughts/opinions on what to look for besides convenience.

I've got some friends who work remote jobs, and every day I grow more jealous of them during my one-hour commute.

My late grandmother’s house was willed that it be sold and 1/2 would go to my dad and 1/2 split between my aunts. My aunt is executrix. House was sold in 2019 and my aunt claims proceeds haven’t been divided because she is still paying taxes from the sale. Is she lying and trying to wait as long as she can to pay out the funds? What’s her long game? Anything we can do?

Went to a funeral today, wife’s oldest friend 42 non smoker, non drinker, did yoga and was a vegetarian and probably the nicest person I have met… went back to the house husband wanted a drink opened a top shelf bottle cause why not? Sometimes the stuff we discuss here is so trivial but what I remembered today is open the good stuff, enjoy it with people you love and tell them you love them. Tomorrow is not guaranteed

Any thoughts on open relationships? Has anyone tried one? I’m curious. Kinda wanna explore that but unsure.

My wife often calls me by 5:45/6 to ask where I am if I’m not headed home yet. Sometimes she’s stressed with kids/dogs/dinner and really wants me home. This really throws off my concentration because it makes me feel rushed. Like many practices sometimes I’m out at 5:30, other times it’s much later. Just depends and is unpredictable. Any advice on how to approach this?

How’s the LES? Would you live there?

Hey, I can refer for Amazon if needed.

You can DM me. Thanks

Looking for a recommended software to scrape data from ZoomInfo.

Thoughts?

Most obscure game you’ve played?

Hi fishes, I have total 10 years experience of design and developement experience in ab initio and talend. With data warehouse and data modelling knowledge and also worked in Aws s3.At present I am looking for change immediately.Can someone please help?

In-house creative team for major American brand HIRING freelance designer who loves to concept/make social content.

Could lead to full time. Send book!

in.house.team.fishbowl@gmail.com

Do employees on the PDM path also get a new laptop every two years or is that just traditional? Or is it a complete myth?

New York, Boston , South San Francisco
These 3 cities are good for tech job, competitive pay and similar cost of living. Where do you want / don’t want to live ? Why? 🌃🌇🌉

Hi,

KPMG has mentioned in offer that they shall provide reimbursement for purchase of home computer for 1L once every 3 years

Is this right???

Do you cringe when you see your old posts sometimes?

Looking for Devops eng role.
Exp- 1.5 year.
Tech stack- AWS DevOps.
Any lead would be helpful

Is anyone in this group a K-2 VE teacher in Florida?

Whether its difficult to get GCP Projects in CTS?

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

Would you consider being an entrepreneur? Why do some people want to be entrepreneurs and some don’t?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Any one knows what’s the easiest way to order a radon test for new construction?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Does buyer have to share appraisal with seller? Can seller request it?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!