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Love this, good to know that the padres are making some good choices, thanks for sharing!

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24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

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Hey investors - question from the other side: when you’re looking to invest, what are the biggest components you look for?

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What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

How much money do you make and have in your checking and savings? // how many years have you been working post college...

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Which consulting firm has the best 401k match?

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Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

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Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

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Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

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Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

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New to investing and have 60k I want to buy index funds/ETFs with, should I invest like 5-10k a month or all at once? For context, I have emergency fund already established and contributed to Roth IRA

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I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

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Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

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Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

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How often do you come across Schedule F? I have prepped 3 tax returns for farmers this busy season? It’s interesting. I’ve worked for large and small firms. I never had to deal with Schedule F until now.

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When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

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What are people thinking for buying a primary home right now?

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Mutual funds you have your eye on right now?

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I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

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I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

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More Posts

Case 1: complaining about a date insisting on picking up the check as it makes them feel less independent.
Case 2: agreeing on 50/50, then being upset about why the date never picks up the check or treats them after 3 months of dating

In both cases, posted 5 days apart, they were advised to find someone else as it seems their date doesn’t respect their values (case 1) or value them enough to spend money on them (case 2).

Well, just 🤯

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I've been single forever and have not been with someone in years. I'm getting so desperate that I have thought about hooking up with my associate...often

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I got a offer from HCL as a Process Lead , Can someone let me know what would be my Key responsibility Areas and Profile.

Area- Applications

Hi guys

Please tell me what my in-hand salary will be for Infosys

Post Photo
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What does J grade in BNY MELLON means?
What is the salary range for this grade

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Walmart Bengaluru: 22.5 fix, 20% variable and 4 lakh stocks

Globant pune: 25 fix

What should I go for for Data engineer profile???

Any recommendations?

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Not trying to matriculate into a top 5 school, but let's talk accredidation. Does an MBA not have weight to it if the school isn't lets say, AACSB accredited but is still accreditated, i.e. SACSCOC?

Should I opt for online 2 yrs MBA from DY patil university? It is good or should I look for alternative. I am getting alot of calls from them. Please suggest. I have around 3 yrs experience in IT.

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Do we need to submit rent agreement for claiming rent or just rent receipts?

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Best prework that won’t kill me? F 32 looking for a morning pick me up before gym/cardio
Low cal/low sugar if possible

whether it's a good decision to jump to another company just for a high package?

I took this decision as it takes longer to get the same package in the current company. Please suggest… more

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Any insight into Adobe Solution Consultant role working in pre sales? How’s the comp like?

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My wife has her joining date extended from Randstad and no joining date has been provided. What are the chances of her offer getting revoked. She has around 1 year of experience in HR. She got to know about this just on the last day of her notice period. She doesnt have any other offer as she didnt expect the joining date to get extended. Randstad. If anyone is open for hiring, please let me know. I can share it with her. Morningstar Tata Consultancy Accenture JPMorgan Chase Wells Fargo Infosys

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Bookish fish! What’s the best book on leadership you’ve read? Particularly creative leadership.

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Any creatives impacted by Forsman Bodenfors layoffs? That agency does beautiful, powerful work.

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Which company to choose?
BNP - X lpa
Persistent - X+4
I am confused because in bnp it is hybrid mode . And persistent atleast for now is remote work. Due to personal reasons, I need work from home, so leaning towards PSL but worried about wlb. Please help...

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Big4 senior 3 tax comps?

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Hi,
I have 5 yoe in Java with 5.65 lpa.
How much hike i can expect .
I got a call from a recruiter and I said my expected CTC is 14 lpa, she said according to the current market, they can provide max 30-40% hike
How much I can expect according to the current trend .

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Additional Posts in San Diego, CA

I hear the waves are supposed to be 5ft tall at some beaches on Monday...anyone planning on surfing? Not sure I'm strong enough to handle water that rough

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New in San Diego and want to explore the city? Me too 😂 comment bellow. I’ll send a message 🙌

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Did anyone else get a ridiculous rent increase this year?

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I want to get into surfing but have no idea where to start. Did anyone here start as an adult? What do you recommend?

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So, this is a little awkward, but I recently moved to SD for a fresh start, and honestly, I love this city. My problem is I have been more of a homebody since I moved here and I'm a little intimidated to go out and meet people because I don't feel like I fit in here. I am overweight and this city is full of active, and attractive people. I guess I am wondering what my experience would be if I got out more? I feel like people look at me when I'm in public because I stand out due to my size.

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Just got divorced after being separated for a year. Any suggestions for places to go and meet new folks?

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Have you guys ever thought about unionizing? There's some rumblings at my company but I don't know too much about it

What's the best area to live as a twenty-something F, want to be somewhere safe and fun but affordable. Thanks!

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Hey All, I'm new to SD. What are some of the top things I should check out, do, or see? I'm open to anything

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I am new to SD and I'm looking for recommendations on cute and/or unique bookstores to visit? Bookstores are my happy place and I would to know which ones I should be checking out!

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Best tacos in SD? I'm all ears

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Hey 👋 just joined here and my second post . I started my construction business now for over two years working on residential renovations and looking to make the jump to commercial construction! Looking for a mentor who is knowledgeable of Commercial construction and can help me understand the ins and outs of the industry here in San Diego. Please reach out if you’re in commercial industry and would like to help. Would be greatly appreciated 🙏🏻

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I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

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McKinsey & Company Anyone who’s a consultant in San Diego working at Accenture Bain & Company Boston Consulting Group McKinsey & Company Deloitte KPMG PwC EY is available to chat with me about career in management consulting? I’m in my senior year and is interested in consulting :)

What is street parking like in Little Italy? Looking at a place but will have to park on the street, specifically near grape street/Columbia street

Hi does anyone on here work for Accenture, Deloitte or really a company that is diverse and has a good work life balance that can help with referrals ? Ive had a career break for while and now looking to get back in the work force, in meantime been doing some freelance graphic design and marketing. Any advice or recommendations would be greatly appreciated.

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Hey friends we’re going to have our FIRST MEET UP this Sunday at Coronado beach.🏝️🙋

Friends, business, Tech, sunset and good vibes. We already have 12 people registered in whatsapp.

Like and comment to send you the link of the group. ⬇️

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What is your favorite holiday tradition/event to attend in San Diego?

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Hello people of San Diego! Would love to hear how y’all are affording to live here comfortably. Please state your company, position, TC, YOE, and do you have a side hustle? I’ll start - I’m an advisor in Wealth Management with TC of $70k, 3 YOE and no side hustle. Among other things, rent just jumped from $2500 to $3700 for 2 bedroom and areas were looking at. I’d like to “make it” here but if it means switching career to make money I’d like to get an idea to make the right job change.

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