Question. As most know you need 2 years business history to get most business loans. We started off as an LLC, due to bar rules we had to reorganize as a PLLC when we entered into a new Jx with a new ein etc. Do we know how lenders would look at this when evaluating our application? Is it a whole new business and need another two years?

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

@Partners - how much money do you need to invest I to the firm to get your partner share?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

How much in hand will be required enough to have a quality life inside kerala with spouse,kids and parents? What are the various ways that you are following to achive it(to get the salary and/or live with whatever currently you are earning)? Do you have any source of second income? What are the various investments that you are following?
Please do share.

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Finally I dropped the idea of purchasing property in pune, it is too expensive.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

Shifted more options profits into 250 NOK shares

I am selling into these pops on psth. 50/50 chance the target disappoints the stripe crew and it dips hard. I’ll be buying a bunch of that is the case. Beware- 2/9th warrants are still attached to these shares so there is some premium in the price

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

What’s big law like in San Francisco? Anyone have any insights to firm cultures or billable targets?

Can someone help me with the ServiceNow ITSM dumps?

So I was going to make an Afro Latinos in advertising group but...let’s beef up this section a bit more 😂 hi everyone

Looking for a skilled Account Manager to join my team! Hybrid schedule for a digital marketing agency that’s located just outside of Portland OR. Clients go from large to small businesses. DM me if you wanna learn more!

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

WSJ: Deloitte CEO did not get reappointed for a new term. Very surprised.

Can anybody please help me to refer against the Job No: 668282?

Many thanks in advance!

I have been at my company for 3.5 years. One year ago (2.5 years into my employment with them) they re-leveled everyone and I was bumped to an entry level position on the terms that they changed my job title when they re-leveled, so “technically” I am at the early stages of my new title. Even though the job duties did not really change.
I’m not sure the best way to approach this. Has anyone else had a similar experience or know how I should advocate for myself?

Hi Everyone!
I have an interview coming up for an Account Manager in Healthcare. I have 9 years experience in Healthcare Revenue Cycle Management and a degree in Communications but no direct experience as an Account Manager. Any idea what a fair salary would be for Bay Area California?

What advisory positions in big four best translates from audit? I am interested in advisory but want to make sure I am capable of doing the position. Any advice on position that best translates from audit experience?

Hi fishes. I am a fresher and have been recruited as an associate consultant into tech consulting via campus interview. I join in a few months and my package is 7lpa fixed plus 80k variable. I plan to stick with EY for at least 2-3 years barring exceptional circumstances. How can I expect my salary to progress over this duration? Thanks!

Hello Fishes,

Can somebody please let me know, what all the skills are required for the Data Analyst role in the Amazon.?

I mean any specifications like Pandas or SSMS like that ...

Thanks in Advance... 🙂

Is it worth joining the BA Continuum in Mumbai ? Is it MNC ?

Hi Fishes,
My zs joining date is June 1, before that when can I expect the joining formalities and onboarding process and laptop.
As of now there is no intimation except Idfy verification. Would be great help if you please suggest.

Hi,

What should be a CTC of an Assistant Editor (Media) with 6 years of experience?

I understand a CofC is triggered in an equity deal, but is that also triggered in an asset deal (along with assignment, obviously)?

Anyone else at 2400+ and just dieing? I feel like I'm taking crazy pills over here reading these posts about being slow. West coast, egvc m&a and cap markets, top five by revenue globally. Is it really just our firm/office on an island?

Any suggestions on resources for corporate contract drafting? I have been largely responsible for employment matters and basic contracts. Starting to work on buy/sell of goods and services; not huge but also not employment agreements. Looking for refreshers... been a while since law school and the bar. Thanks

Anyone use charts for contract review? If so, what headings do you put in the first row?

What's the biggest salary jump you've made in CTL, and how did you do it?

Tips for becoming more independent as you progress from junior to midlevel? I am starting to be put into the position of just having to handle things including drafting and could use some advice from others.

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

I recently left the gov’t for private practice with a M&A group. How does everyone bill when you are thinking about how to structure it and what docs need to get drafted? I’m learning that billing is an art so any canned language would be great!

Second year associate looking to switch into transactional practice for a few years.
Which transactional practices have the worst and best non-law exit options (strategy, ops)? I understand M&A is the best, but how about debt finance? Fund finance? Aircraft finance? Thank you!

Junior associate here, should I ask for more money if my firm is about 10-15 percent less hours but about 30 percent less pay? The gap will never be closed to the top pay scale at my firm but when I decided to come to this firm the pay difference was about 15 percent and not 30. Would appreciate any thoughts on how to go about bringing this up without pissing people off because I love the firm and do not want to leave

Could you please help me with how is workload n work-life at DELL EMC pune location for SAP basis consultant

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

Any book recommendations on Clinical Trial Agreements?

Who’s planning on leaving after getting their bonus?

Anyone looking to relocate or in Cinci Ohio to work for a great team in a wonderful top 100 firm… dm me please! :)

Does anyone have insights into corporate group at Saul Ewing? Culture, pay etc.?

Working on a deal where buyer's side keeps on insisting on a POA to effectuate all actions of Seller under the agreement, including executing documents. I keep striking this and commenting that this is not standard. Has anyone dealt with this? I am okay with a limited POA based on the industry of the Seller, but not this general POA.

My boss is asking me to “reconsider” the way I approach a client… I am in charge of this annoying corporate maintenance thing that we do for a client (I.e., making board of directors meeting to comply with some regulatory reporting required. I always end up missing deadlines. How would you reply?

Does anyone want to be my M&A coach? Will pay.