Recently left EY. If I rollover my 401k that has both Roth and Traditional contributions - 1) can I just rollover into my new company 401k? 2) If I rollover to an IRA, do I need to open up both a Roth IRA and Traditional IRA account?

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I looked into this when I left. The expense ratios EY offers are actually very good so it wasn’t worth it to change to my new employers 401k. If you roll money over into a traditional IRA, you’ll complicate the backdoor Roth conversion process and have to pay some taxes when you convert going forward so that’s something to keep in mind if that’s something you may do

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Thanks! Might just leave it then. Has been doing pretty well.

If expense ratios are low and bookeeping fees are $0 or low, leave it. KPMG's funds had high expense ratios and I was going to pay $120/year in bookkeeping fees, so I rolled over to new employer's 401k.

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