Renting is all I’ve known since a kid. I want to break the pattern but have no family or examples to look to. Need some input on things to consider and a check list of what needs to be in order before applying for a home loan.

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

My income is equal to expenses of my friend.. i worked for seven years just to earn that what she spends in a month by only working for a year...not happy.. not disappointed.. just dont know what to do..😶😮‍💨

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Is 36k GBP yearly before tax a good salary in London for a bachelor working professional? Considering I need to save money and send it back home and not burn all of it.

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

Thoughts on credit funds? Immediate start offer is tempting.

Well my $500 DOGE bet from yesterday is paying off 😂. This feels like people are just desperate for a bull market based on speculation.

What biotech stocks are yall trading right now?

GILD, INO, MRNA

Pretty new to stocks and investing I would like to invest $200-$300 a month in an ETF index fund which do you guys recommend? Also would like to invest some money monthly in a more risky stock which do you guys recommend?

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Any pointers on the best UK credit cards to get?

(Context: I'm a Londoner moving back home after 5 years in NYC)

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Does EY help pay for hearing aids? Starting full time this fall and I think I remember reading something about it when I interned but I no longer have access

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

I have an offer in hand from MakeMyTrip 20 L fixed + 2L joining bonus. I have a verbal offer from ola electric 20L fixed + 2L joining bonus + 2L variable pay. Ninjacart is yet to make me an offer and they asked me for the offer letter in hand. I'm waiting for ola's offer letter so that ninjacart will make an offer on top of that. But ola is willingly not sending me the offer letter soon. I plan to join MMT finally by making them match the highest offer. How to leverage this situation better?

Does anyone have recommendations for a contractor and/or small space architect in the Bay Area? My contractor ghosted me without fixing the water damage in my kitchen 😭

How to find new jobs and with attractive package?

Guys how is Tata Cliq project in Nagarro, how about WLB and timings

This might be a long shot ... but I have a Statistics assignment due for tonight in a few hours

Does anyone know how to do Linear Discriminant Analysis with more than one predictor - by hand? I know how to compute in R but my professor wants it done by hand .... fml

What is the biggest challenge you are currently facing being in tech, right now?

I have total 4 years of experience in IT,relevant experience in testing is 3 years,but my designation is technical support engineer,is this will create any problem during interview and during verification?please advice

I don’t have the relieving letter as of now.. it will take some time for my current organisation to release it.. how can i ho forward with the onboarding???

I have been in production for 10 years but all of it has been done through my own production company (which was basically just me)

Should I just list the relevant projects instead of saying I have 10 years experience as a Senior Producer or Executive producer on my resume?

Where are all the Singles? 🥹

No post, nothing ! Valentine mil gyi kya ?

Any mass hiring happening for freshers??????

Any idea of how many people EYP M&A strategy is hiring? Know they’re recruiting but interested to know how many spots they’re filling given recent growth?

What the average package for Bain Analytics managee in India? Howz this different from IT consulting firms?

Anyone recently given interview for Persistent Systems.... Please share interview rounds and details for Experienced Java Developer Role@

How many days will it take to complete Background verification in Tiger Analytics?

Do brokers like Lockton and Marsh only hire established producers or are they open to newer producers?

Yoe 3.5 yrs , holding one offer 24.5, how much can i ask for, in JP Morgan chase HR round?

Hi, Tomorrow is my last working day at Infosys. I need to submit my laptop. My DC is Mysore but I live in Hubli, so can I handover the laptop at Hubli DC?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

Any one knows what’s the easiest way to order a radon test for new construction?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Is it common for HOA to ask you to prove your car registration is up to date?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k