Single guy, fairly healthy, should I enroll on PPO or health fund?

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Posting as :
works at
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Health fund

A1- do you mind elaborating on why it's better?

You say you're healthy so I assume you don't really use your insurance. I'm just going purely based on the monthly cost. How often do you go to the doctor, get prescriptions, have procedures done? I am fairly healthy as well and have the health fund. The only thing I've paid for besides monthly premium this year is one prescription that was like $12

I go to the doctor 2/3 times a year, barely get any prescriptions but I do get allergy shots every week

I'd suggest looking at what those would cost under each plan then. The PPO might cover more of those which might offset the increase in monthly premium

That's what I was thinking, thanks for your help!

HSA is always better when you are healthy. Actually I'd say if your company is putting money in, it's a no brainer.

There is the "Alex" tool where you can input the number of prescriptions, doctor visits, etc and it will show you what the costs would be on each plan

A2- where can I access that?

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