Tipsy enough to share embarrassing moments.

Work in HC and pinged a query to M on 401(k).
Thanks to Skype for converting it to 401😘

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Researching the job mkt & pay for nursing: It is so easy to set up a first interview esp. as a nurse. Set up a zoom meeting, in the zoom meeting ask abt job details and ask for the salary range. They will give it to you, and in my case it was the same range for both of the companies. (Hospice oncall nurse here👋). Then you fit in somewhere on that continuum based on education & experience—that where the negotiation comes in—they will make a case to place you as low as possible on the scale.

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

This might be a stupid question - is now a good time to rollover the lump sum from ex employers pension to my new employers 401k since the markets are down? Does it have the opportunity to grow more if I do it now, or is it all the same?

With the downturn, is now the time to do a Roth conversion and let my funds recover tax free? I just wish I would have to pay tax on funds converted (am in 25% bracket and have state income tax too). Any strategies to lessen the blow? And for my situation what split of 401-k vs Roth 401-k contribution is appropriate?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

What is a good credit card to get for travel?

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

I decided to come home to CA from NYC at the end of April 2020. How should I go about with filing my taxes since my work is technically in NYC and I didn’t change any payroll address. Do I file part-time resident for NY?

Anyone subletting this summer?

Any insights/opinions on living in Toluca Lake?

How many of you are in an interracial relationship? And what are yours and your partner's ethnicities?Just wanted to do a quick poll :)

Anyway to slim down legs; just want to smooth out this massive imbalance that the body seems to favor to the downside

whether it's a good decision to jump to another company just for a high package?

I took this decision as it takes longer to get the same package in the current company. Please suggest… more

What does the technical assessment at Wynshop go over?

AWS professionals, what do you think of OpenShift now that it is available on AWS?

How do you ask someone to be a mentor to you? Ive identified the person I’d like to mentor me but I don’t know how to move the relationship into an active mentoring relationship (we currently have a casual relationship where I check in once in a while)

Anyone from Opel Automotive? How much salary do they offer for 8 years experience professional?

How All,

My HR was completed on Oct 6th. It's been one month and still didn't receive an offer letter from Bosch Bangalore. They are feeling it's pending for approval. Any comments ? Did anyone receive offer letter after 1 month ?

Hi everyone! I’m an EA for a Property Management company, I wanted to get your opinion on a situation. We have an office manager, who is in charge of greeting clients and anybody who walks through the doors, returning of keys, etc., our office manager wants to work a hybrid schedule and we are not opposed to it as long as we can ensure client satisfaction and that the office is orderly. Has anybody been able to make this work?

One month later, I still can't find toilet paper. Any stores that you know restock tp regularly? TIA

Still don’t really understood what the Song service group is about and how it’s different from Technology and S&C? Can anyone enlighten?

Moving from Chicago to Atlanta. Looking for thoughts on Grant Park area to live - near the zoo. Pros and cons please!

I have 1 year of experience in HR. Is there anyone who can refer me for HR operations in ABB technologies? Infosys Tata Consultancy Accenture IBM Flipkart

We’re hiring for a ton of digital marketing positions across the US, and have a great culture - consistently voted among best places to work. Reach out to me if you’re interested.

Unconfirmed layoffs in PwC SAP? Does anybody know?

Thoughts on hook and Albert travel bags

Going to get at airport in 20 minutes, boarding starts 10 minutes later AHHHHHHHHHHH

I have been at D roughly 4 years and my salary increased roughly 12% total i.e. less than 3% YoY.

I was not a great SC for first 2yrs but I really shined in past 2. How do I ask for 💰 ⏫ before YE?

what you say about Capgemini Salesforce practice? salary, benefits? culture?

Best supply chain book for strategy consultant?

What are the consequences for not hitting your utilization target?

It’s times like these... when I am dialing into a client call on a Saturday of a holiday weekend at my grandparent’s house...that quitting seems like the only option.

Whoever took the shoes off on my plane please put them on 🤢

So this might be a better place to post this and ask this question: Uncle D has announced explicitly that most people won’t get a pay raise & bonus this year except for those promoted and high performers. Amid this crisis, are companies including other big 3, MBB, FAANG, boutique consulting firms still giving high raises and issue stocks? Can you share the impact from your firm?

Anyone else scroll through LinkedIn and constantly feel behind in their career? Everyone I know is exiting from MBB to VC/PE and I’m still making peanuts at Big 4. How do you deal with knowing you’re mediocre/less sharp?

Need suggestions for Pre made low carb meals while traveling?

What are some concrete reasons why someone in consulting would be fired, other than the obvious stupid things?

How does your firm measure utilization? I work for a small boutique that defines it as utilization = number of billable hours/2,080 and full bonus payout occurs at 80% plus.

STARTUP FOUNDERS and FAANG: would you rather hire MBB with 3-4 years of exp or Tier 2 with 5-6 years? If you could isolate those variables and everything else held constant.

Any bluewolf/ibm fish here? What’s the max base I could get with 5 yrs of Salesforce experience? Thinking HR would want to bring me in at Sr con level but could negotiate for M level.

Serious question: Sheraton cancelled my reservation and I was stranded for a night last night. Called CS and my useless ambassador and they cant help and “sorry”. How do I escalate this?

Any book recommendations? Preferably shorter < 300

How do I check my actual utilization (not the effective one). Mybusiness only tells me the effective utilization