{ "media_type": "text", "post_content": "Trying to buy a house. Didnt prequalify for mortgage loan from chase - their credit score requirements have become stringent because of covid. Mine is 680. They need 700 min. Any other banks that might have more lax reqs? Any experiences folks can share?", "post_id": "5ec321da5e57d500226ceeb1", "reply_count": 7, "vote_count": 1, "bowl_id": "5a5242b78e26290018502ca0", "bowl_name": "The Real Estate Bowl" }

Trying to buy a house. Didnt prequalify for mortgage loan from chase - their credit score requirements have become stringent because of covid. Mine is 680. They need 700 min. Any other banks that might have more lax reqs? Any experiences folks can share?

like
Posting as :
works at
You are currently posting as works at

Hire a mortgage broker. Best choice you can make. Some even are lender paid.

like

Could you fix your credit? Dispute everything and hope that a few things fall off. Don’t know your circumstances but with a decent income it shouldn’t be too hard to climb into the 700s. You would want to be in that range with any lender.

You’d be surprised how quickly you can move from 680 to 700.

Related Posts

Is Bain going to have the same fate post Covid as what happened to Booz & company Post 2008 crisis ?

likefunnysmart

La Crosse, WI, Minnesota, and St Louis now LGA F this :/

like

YOE-10 My LWD in TCS is 20th Nov and I had my H1B stamping initiated before I resigned but due to embassy issues I am not getting visa stamped. Also my ASSOC promotion is due and has already been delayed by 6 months. After resignation I am being told that I will be sent immediately as soon as visa is stamped by embassy which I know is true but project is not ready to promote me in near future. I also have offer from Accenture with 22 LPA. Pls advise what wud hv been ur choice.. onsite or switch?

like

Any recs for bars or lounges in San Francisco that are black owned ?

like

So the county I live in and the surrounding 3 counties have a total of 120 deaths from COVID. Yet we are still on full lockdown. I really don’t think a blanket lockdown is the best method.

like

Anyone stuck in PA because of visa situation?

like

Any DFW folks here familiar with Kings Ridge neighborhood in Plano? Please share any reviews if you stay close by or in this neighborhood.

like

Stuck at gate in ORD since the captain is 30 mins out. How many points?

likesmart

Overtime meal - do people still expense overtime meals? I’m on several projects and none of them have expense budget. I’m working a lot of hours, same as pre covid, except I find it harder to expense my meals.

like

Hi Folks, my F-1 visa expired earlier this year and I’m currently on STEM OPT. Would love to go back home (India) for two weeks during December/Jan but haven’t had any luck yet with getting appointments to stamp my visa. Anyone else on the same boat?

like

Best SPG near Union square SFO?

like

Can anyone help me with Referal? I'm a Fresher with internship experience of 1.8 years. I'm good at Brand and social media strategy. Skills - Social media marketing, Brand Strategy, Atl and BTL, Advertising (online & offline), Ms Excel, Ms power point, Canva, Photoshop, Market Research, Analytics. I'm a graduate in Journalism and Mass communication for GGSIPU

Any recommendations for hotels near Google's San Fran office?

like

How mature is the PE industry in emerging markets (SEA, Africa, Latin America, etc). Just limited to mega funds or could one break in without IB experience? Based in US currently

like

Hey guys, which country/city are you’ll booking H1-B visa stamp appointment dates? Are you getting any appointments for this year?

like
likehelpful

I was considering moving to Canada due to visa issues and realized how salaries are so much lower than the US? Plus I see the taxes are higher? So does Canada have a lower standard of living?

like

Is there a standard for Tier 1 vs 2 city. I am assuming Los Angeles is Tier 1 , what about OC/Irvine and San Diego. Some websites say San Diego is Tier 3, is there an official standard.

like

Additional Posts

Getting an L4 offer in Chicago as a Solutions Consultant. Base: 110k | Equity: 120k | Sign on: 30k | Annual Bonus: 15%. YOE: 4.5. Fair offer?

like

I’m a senior 2 in Big 4 FS tax. What salary should I aim for in the Boston job market?

How hard is it to exit from MBB to PE/Hedge Fund/Wall Street?

like

After just one year and one busy season as an Assurance Associate in FS - Asset Mgmt (my first full time job out of college), I tested the market and subsequently accepted an offer as a fund accountant with a 30% raise and a 20% discretionary bonus ... did I make the right move or should I have stayed longer?

like

I’m 2 hotel nights away from next level. I think Marriott ends dec 31. What should I do. Husband doesn’t wNt to go anywhere? Any clever ideas? Just find 2 cheap nights?

Is Bain going to have the same fate post Covid as what happened to Booz & company Post 2008 crisis ?

likefunnysmart

Recently engaged and want to stay somewhere tropical using my Hilton points. What are the best Hilton resorts I should look into?

like

I feel like I’m drowning. This is my first year as a senior in a new industry and a new client, and I’ve literally never worked as much as I have now. This is the first busy season where I’ve worked every single day including the weekends, and I still feel like I’m behind. We issue next week, and I’m not sure how everything is going to get done. On top of that, I am not dealing with the loss of my little brother well. He was 23, and he died in September. I just want to cry about everything.

like

Can anyone recommend a good external vendor to process leave requests and accommodations

like

Technical Architect Director at Salesforce in HCOL. Looking for industry role with fast pace, great culture, $350K TC. Nothing has had all three criteria. Should I adjust my expectations?

like

What is your PTO policy at your firm?

like

I have 3 FAANG final interviews in the next 2 weeks on 4 different days and busy client schedules. What can I do or drink to stay focused? Coffee, redbud? Got kids too lol

like

Hi Guys, I have cleared TR in CTS for associate projects role and also had CTC discussion with HR which they agreed for 10lpa. I have filled CIS twice but no response from the HR to my calls / mails from last 3 weeks. Is there any official mail id for CTS to know the offer letter status and meanwhile can I attend interview for the same company using different account?

like

Any juniors here at R/GA NY? Gonna be interviewing soon... What are your thoughts on the place? (Work, culture, work-life balance etc.)

like

Any recommendations for someone looking for a content strategist role in NYC? I have 1.5 years of agency experience, an MBA, and several internships under my belt, but most jobs require 2 full years.

like

Lots of us are skilled at delivery but most sales books seem to focus on the pitch and closing... What are your best resources for learning to develop and nurture strong, lasting client relationships?

like

I work at EY, husband works at Deloitte. We both want a Peloton. Thoughts on how to expense this equally using our wellness benefit equally.EY Deloitte

like

La Crosse, WI, Minnesota, and St Louis now LGA F this :/

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal