Trying to buy a house. Didnt prequalify for mortgage loan from chase - their credit score requirements have become stringent because of covid. Mine is 680. They need 700 min. Any other banks that might have more lax reqs? Any experiences folks can share?

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Hire a mortgage broker. Best choice you can make. Some even are lender paid.

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Could you fix your credit? Dispute everything and hope that a few things fall off. Don’t know your circumstances but with a decent income it shouldn’t be too hard to climb into the 700s. You would want to be in that range with any lender.

You’d be surprised how quickly you can move from 680 to 700.

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