Trying to help a friend with some debt. Does anyone have any experience with debt relief programs or have suggestions on a trustworthy and effective program?

Why has real estate remained lucrative?
Mainly agents but also developers.

The barrier to entry is low, not even sure if graduating high school is needed. My old agent even said she did it bc she can make a lot money and not work that much. She drove a new Mercedes and sent her kids to private school, husband was also an agent.

So I’m curious why it didn’t get flooded and the profit margin dampened to a $/hr closer to other jobs with similarly easy entry?

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Feedback needed. Given the current influx of interest rates and looming economic decline. Is it wise to purchase two new rental properties one a fixer upper in a thriving town, and the other needs minor fixes in a growing community. Both prop may have tenants that have had rental payments delinquencies in the past…. Part of the agreement is to remove all tenants.

NYC struggles: 1st paycheck to rent, 2nd to pay off credit cards. Almost none for savings. Maybe it's time to rethink my lifestyle of drinks and debauchery ✌️

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

What is the *prime* amount of money to bring you happiness?

Do anyone of you subscribe to the motley fool or any other stock advisor tools? Recommendations and thoughts on how useful they are?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Ready to leave NYC. Tired of the expense, taxes, COL, bustle, generally burned out, etc. Southern and would like to go back down south. Thinking of Charlotte, Dallas or Houston—any thoughts on those? For reference, in late 20s and been practicing leveraged finance.

is the rental market getting better?

What are some books that have absolutely helped you either working in the investment management space or even just personal investing?

Looking for few suggestions for high risk/high return stocks at current level which have potential to double/ triple in next 3-4 years...

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Anyone here works full time at public accounting and has a part time job to make some side money? I have been thinking to get a real estate license and work as an agent on the weekends/ free time. Is that possible time wise? Thought housing market is hot now and would be a good time to enter.

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

New to the country. I need to fill the W-4 tax form and I don't know if I am eligible to any tax credits. Do I have the opportunity to change this later?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

Any recs for how to learn how to drive in LA? 😅 Would you recommend driving classes?

What prompted you to do a complete community overhaul? Did it pay off?

How much information about the kinds of work you’re doing do you include on your LinkedIn?

Salary range for G11?

Just FYI, if you ever miss an issue in an agreement that you don’t catch until late in the deal process, don’t try to blame it on the other side to your client. You’ll get caught.

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Has anyone used the annual elite gift to buy a mattress through Marriott? If I buy it on my Boundless card will I get 6x points?

What’s the hierarchy in internal audit? It looks like director requires only about 10 years of experience. What’s after that? Do people just stay at that level for a while?

Is it possible to take certain files with you when leaving? Is this monitored, always or focused on the end of your tenure? I’m not talking client data but maybe doc templates or certain slide decks or program code like a VBA macro.

Is there a role for a CPA that wants to get into data analytics? Senior audit associate now that wants to exit to get experience with SQL, Python etc. but don’t want to start all over. What roles can I look at where I could leverage my CPA experience but still learn about analytics?

Once a vaccine is found (assuming it'll be in the next 12 months) how long do you think it'll take the economy to rebound?

Any non-fiction book recommendations? I normally don’t like NF but recently read Bad Blood by John Carreyrou and loved the style/pace. Any similar recs?

This bowl is slowwww. Is there anyone that wants to spice it up and do something fun?

Anybody joined wipro recently??
I have my onboarding this Monday on 1st August. How much time did it take for you to get the laptop??

And what type of joining kit you got ??

Been seeing a lot of gt500 slander in this bowl what’s up with that 🤔

EY recruiter reached out about a FDD position. Can any fish share some light on what salary range I can expect as a S2 at NYC?

So all the anti-covid folks are pretty quiet now that we have seen a steep incline of cases in states that reopened early (Florida, Texas, Georgia) 🤔

I have given interview for CGI. One round of technical interview took place . There is no further communication from H.R.

Would it be a bad idea to request another deferral from my firm to clerk for another year for the same judge given the rumors of layoffs?

Anybody else also having the layoffs anxiety already ? Any update/rumours about GL ?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Has anyone used the annual elite gift to buy a mattress through Marriott? If I buy it on my Boundless card will I get 6x points?

Best way to spend $600k Delta Miles?

Does anybody know of any fast track promotions or instant status with IHG hotel program for PwC or in general?

4 more segments on American would get me to Platinum (60 segments). Is is worth booking a flight somewhere with a connection to get the 4 segments needed? Is Platinum status much better than Gold?

I’m looking to book a weekend in NYC at Marriott. I will use points and have suite nights I could use as well. Any recommendations?

Is there a way to transfer miles from Delta to Air France to upgrade current seat selections?

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

Flying United from US to Europe in economy as a silver elite. Am I eligible for a premium plus or Polaris upgrade?

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

Not quite pts related: Best Buy $7200 order. 2 TVs & soundbar to be installed. 1st appt canceled during arrival window for personal reasons. 2nd appt system error Best Buy has correct date...

Anyone flown Copa Airlines Economy? Considering booking some personal travel on it using miles and wanted to see if it’s any good

If I book a flight via chase portal using points and I cancel will I get points back or airline credit?

Flight attendant woke me up while I was sleeping to give me ice cream, then I couldn’t go back to sleep.
How many points?

Anyone have the SPG/Marriott corporate code for Comcast?

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Used miles to upgrade from economy to business on United. Was confirmed for the upgrade then just got downgraded back to economy and now there aren’t seats left